▼ 0.50% · 3.625%
HK$20,058
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,681
−HK$634/mo
Today · 4.125%
HK$21,315
baseline
▲ 0.50% · 4.625%
HK$22,612
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,630/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,314
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$607/mo
Today · 4.125%
HK$23,519
baseline
▲ 0.50% · 4.625%
HK$24,759
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,038/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,063
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,750
−HK$697/mo
Today · 4.125%
HK$23,447
baseline
▲ 0.50% · 4.625%
HK$24,874
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,894/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,545
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,203
−HK$668/mo
Today · 4.125%
HK$25,871
baseline
▲ 0.50% · 4.625%
HK$27,235
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,742/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,069
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,818
−HK$760/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$27,135
+HK$1,557/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,777
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$728/mo
Today · 4.125%
HK$28,223
baseline
▲ 0.50% · 4.625%
HK$29,711
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,446/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,075
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,886
−HK$824/mo
Today · 4.125%
HK$27,710
baseline
▲ 0.50% · 4.625%
HK$29,396
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,420/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,008
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,786
−HK$789/mo
Today · 4.125%
HK$30,575
baseline
▲ 0.50% · 4.625%
HK$32,187
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,150/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,081
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,954
−HK$887/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,657
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,239
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,077
−HK$850/mo
Today · 4.125%
HK$32,927
baseline
▲ 0.50% · 4.625%
HK$34,663
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,854/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,086
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,022
−HK$951/mo
Today · 4.125%
HK$31,973
baseline
▲ 0.50% · 4.625%
HK$33,918
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,946/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,471
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,368
−HK$911/mo
Today · 4.125%
HK$35,279
baseline
▲ 0.50% · 4.625%
HK$37,139
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,558/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,092
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$1,015/mo
Today · 4.125%
HK$34,105
baseline
▲ 0.50% · 4.625%
HK$36,180
+HK$2,075/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,210/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,702
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,660
−HK$971/mo
Today · 4.125%
HK$37,631
baseline
▲ 0.50% · 4.625%
HK$39,615
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,262/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,158
−HK$1,078/mo
Today · 4.125%
HK$36,236
baseline
▲ 0.50% · 4.625%
HK$38,441
+HK$2,205/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,472/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,933
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,951
−HK$1,032/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,104
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,227
−HK$1,141/mo
Today · 4.125%
HK$38,368
baseline
▲ 0.50% · 4.625%
HK$40,702
+HK$2,334/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,736/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,165
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,242
−HK$1,093/mo
Today · 4.125%
HK$42,335
baseline
▲ 0.50% · 4.625%
HK$44,566
+HK$2,231/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,670/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,886 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).