▼ 0.50% · 3.625%
HK$20,219
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,848
−HK$639/mo
Today · 4.125%
HK$21,487
baseline
▲ 0.50% · 4.625%
HK$22,794
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,974/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,493
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,096
−HK$612/mo
Today · 4.125%
HK$23,708
baseline
▲ 0.50% · 4.625%
HK$24,958
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,416/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$703/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,406
−HK$673/mo
Today · 4.125%
HK$26,079
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,158/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,263
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,017
−HK$767/mo
Today · 4.125%
HK$25,784
baseline
▲ 0.50% · 4.625%
HK$27,353
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,568/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,992
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,716
−HK$734/mo
Today · 4.125%
HK$28,450
baseline
▲ 0.50% · 4.625%
HK$29,950
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,900/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,284
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,102
−HK$831/mo
Today · 4.125%
HK$27,933
baseline
▲ 0.50% · 4.625%
HK$29,632
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,866/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,241
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,025
−HK$796/mo
Today · 4.125%
HK$30,821
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,642/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,306
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,187
−HK$894/mo
Today · 4.125%
HK$30,081
baseline
▲ 0.50% · 4.625%
HK$31,912
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,162/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,335
−HK$857/mo
Today · 4.125%
HK$33,192
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,384/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,328
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,272
−HK$958/mo
Today · 4.125%
HK$32,230
baseline
▲ 0.50% · 4.625%
HK$34,191
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,460/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,740
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,645
−HK$918/mo
Today · 4.125%
HK$35,563
baseline
▲ 0.50% · 4.625%
HK$37,437
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,126/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,350
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,356
−HK$1,023/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,989
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,954
−HK$979/mo
Today · 4.125%
HK$37,933
baseline
▲ 0.50% · 4.625%
HK$39,933
+HK$2,000/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,866/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,372
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,441
−HK$1,086/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,264
−HK$1,040/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,429
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,394
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,526
−HK$1,150/mo
Today · 4.125%
HK$38,676
baseline
▲ 0.50% · 4.625%
HK$41,029
+HK$2,353/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,352/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,488
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,574
−HK$1,101/mo
Today · 4.125%
HK$42,675
baseline
▲ 0.50% · 4.625%
HK$44,925
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,350/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).