▼ 0.50% · 3.625%
HK$18,389
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,961
−HK$581/mo
Today · 4.125%
HK$19,542
baseline
▲ 0.50% · 4.625%
HK$20,731
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,084/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,457
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,006
−HK$557/mo
Today · 4.125%
HK$21,563
baseline
▲ 0.50% · 4.625%
HK$22,699
+HK$1,136/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,126/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,228
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$639/mo
Today · 4.125%
HK$21,496
baseline
▲ 0.50% · 4.625%
HK$22,804
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$42,992/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,503
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,107
−HK$612/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$24,969
+HK$1,250/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,067
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,753
−HK$697/mo
Today · 4.125%
HK$23,450
baseline
▲ 0.50% · 4.625%
HK$24,877
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,900/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,207
−HK$668/mo
Today · 4.125%
HK$25,875
baseline
▲ 0.50% · 4.625%
HK$27,239
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,750/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,905
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$756/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,950
+HK$1,545/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,595
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$723/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,509
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,744
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,545
−HK$814/mo
Today · 4.125%
HK$27,359
baseline
▲ 0.50% · 4.625%
HK$29,023
+HK$1,664/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,718/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,640
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,408
−HK$780/mo
Today · 4.125%
HK$30,188
baseline
▲ 0.50% · 4.625%
HK$31,779
+HK$1,591/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,376/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,583
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,441
−HK$872/mo
Today · 4.125%
HK$29,313
baseline
▲ 0.50% · 4.625%
HK$31,097
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,626/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,686
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,509
−HK$835/mo
Today · 4.125%
HK$32,344
baseline
▲ 0.50% · 4.625%
HK$34,049
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,688/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,422
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$930/mo
Today · 4.125%
HK$31,267
baseline
▲ 0.50% · 4.625%
HK$33,170
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,534/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,732
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$890/mo
Today · 4.125%
HK$34,500
baseline
▲ 0.50% · 4.625%
HK$36,319
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,000/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,261
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,233
−HK$988/mo
Today · 4.125%
HK$33,221
baseline
▲ 0.50% · 4.625%
HK$35,243
+HK$2,022/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,442/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$946/mo
Today · 4.125%
HK$36,656
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,312/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,100
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,129
−HK$1,047/mo
Today · 4.125%
HK$35,176
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$2,140/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$70,352/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,823
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,002/mo
Today · 4.125%
HK$38,813
baseline
▲ 0.50% · 4.625%
HK$40,859
+HK$2,046/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$77,626/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,931 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).