▼ 0.50% · 3.625%
HK$22,160
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$701/mo
Today · 4.125%
HK$23,550
baseline
▲ 0.50% · 4.625%
HK$24,982
+HK$1,432/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,100/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,653
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$671/mo
Today · 4.125%
HK$25,985
baseline
▲ 0.50% · 4.625%
HK$27,354
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,970/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,134
−HK$770/mo
Today · 4.125%
HK$25,904
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,577/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,808/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,118
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,845
−HK$738/mo
Today · 4.125%
HK$28,583
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,166/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$840/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$805/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,643/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,808
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,704
−HK$910/mo
Today · 4.125%
HK$30,614
baseline
▲ 0.50% · 4.625%
HK$32,477
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,228/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,048
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,908
−HK$872/mo
Today · 4.125%
HK$33,780
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$1,781/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,560/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,024
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,989
−HK$980/mo
Today · 4.125%
HK$32,969
baseline
▲ 0.50% · 4.625%
HK$34,975
+HK$2,006/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,938/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,514
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,439
−HK$939/mo
Today · 4.125%
HK$36,378
baseline
▲ 0.50% · 4.625%
HK$38,296
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,756/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$1,050/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,971
−HK$1,006/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,054/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,456
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$1,120/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,293/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,444
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,073/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,192/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,190/mo
Today · 4.125%
HK$40,034
baseline
▲ 0.50% · 4.625%
HK$42,470
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,068/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,910
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,034
−HK$1,140/mo
Today · 4.125%
HK$44,174
baseline
▲ 0.50% · 4.625%
HK$46,502
+HK$2,328/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,348/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,888
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,260/mo
Today · 4.125%
HK$42,389
baseline
▲ 0.50% · 4.625%
HK$44,968
+HK$2,579/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,778/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,375
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,207/mo
Today · 4.125%
HK$46,772
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,544/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,817 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).