▼ 0.50% · 3.625%
HK$19,035
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,627
−HK$602/mo
Today · 4.125%
HK$20,229
baseline
▲ 0.50% · 4.625%
HK$21,460
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,458/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,177
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,745
−HK$576/mo
Today · 4.125%
HK$22,321
baseline
▲ 0.50% · 4.625%
HK$23,497
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,642/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,939
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,590
−HK$662/mo
Today · 4.125%
HK$22,252
baseline
▲ 0.50% · 4.625%
HK$23,606
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,504/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,294
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,919
−HK$634/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$25,847
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,842
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,553
−HK$722/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,752
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,093
−HK$692/mo
Today · 4.125%
HK$26,785
baseline
▲ 0.50% · 4.625%
HK$28,197
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,570/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,746
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,516
−HK$782/mo
Today · 4.125%
HK$26,298
baseline
▲ 0.50% · 4.625%
HK$27,898
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,596/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,530
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$749/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,546
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,649
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,478
−HK$843/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,647
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,442
−HK$807/mo
Today · 4.125%
HK$31,249
baseline
▲ 0.50% · 4.625%
HK$32,896
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,498/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,553
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,441
−HK$903/mo
Today · 4.125%
HK$30,344
baseline
▲ 0.50% · 4.625%
HK$32,190
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,765
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,617
−HK$864/mo
Today · 4.125%
HK$33,481
baseline
▲ 0.50% · 4.625%
HK$35,246
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,962/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,457
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,404
−HK$962/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,336
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,883
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,791
−HK$922/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,596
+HK$1,883/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,360
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,367
−HK$1,022/mo
Today · 4.125%
HK$34,389
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,778/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,000
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,966
−HK$979/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$39,945
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,264
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,329
−HK$1,083/mo
Today · 4.125%
HK$36,412
baseline
▲ 0.50% · 4.625%
HK$38,628
+HK$2,216/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,824/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,118
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,140
−HK$1,037/mo
Today · 4.125%
HK$40,177
baseline
▲ 0.50% · 4.625%
HK$42,295
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,354/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,437 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).