▼ 0.50% · 3.625%
HK$18,337
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,908
−HK$579/mo
Today · 4.125%
HK$19,487
baseline
▲ 0.50% · 4.625%
HK$20,673
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,974/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,400
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,947
−HK$555/mo
Today · 4.125%
HK$21,502
baseline
▲ 0.50% · 4.625%
HK$22,636
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,004/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,171
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,799
−HK$637/mo
Today · 4.125%
HK$21,436
baseline
▲ 0.50% · 4.625%
HK$22,740
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,872/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,042
−HK$611/mo
Today · 4.125%
HK$23,653
baseline
▲ 0.50% · 4.625%
HK$24,899
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,306/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,005
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,689
−HK$696/mo
Today · 4.125%
HK$23,385
baseline
▲ 0.50% · 4.625%
HK$24,808
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,770/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,480
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,137
−HK$666/mo
Today · 4.125%
HK$25,803
baseline
▲ 0.50% · 4.625%
HK$27,163
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,606/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,839
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$753/mo
Today · 4.125%
HK$25,333
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,542/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$50,666/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,520
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,231
−HK$722/mo
Today · 4.125%
HK$27,953
baseline
▲ 0.50% · 4.625%
HK$29,426
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$55,906/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,672
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,471
−HK$811/mo
Today · 4.125%
HK$27,282
baseline
▲ 0.50% · 4.625%
HK$28,942
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,564/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,560
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,326
−HK$777/mo
Today · 4.125%
HK$30,103
baseline
▲ 0.50% · 4.625%
HK$31,690
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,206/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,506
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$869/mo
Today · 4.125%
HK$29,231
baseline
▲ 0.50% · 4.625%
HK$31,010
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,462/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,600
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,421
−HK$832/mo
Today · 4.125%
HK$32,253
baseline
▲ 0.50% · 4.625%
HK$33,954
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,506/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$928/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,897/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,640
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$888/mo
Today · 4.125%
HK$34,404
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$1,813/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,808/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,174
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,143
−HK$985/mo
Today · 4.125%
HK$33,128
baseline
▲ 0.50% · 4.625%
HK$35,144
+HK$2,016/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,256/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,680
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,610
−HK$944/mo
Today · 4.125%
HK$36,554
baseline
▲ 0.50% · 4.625%
HK$38,481
+HK$1,927/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,108/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,007
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$1,043/mo
Today · 4.125%
HK$35,077
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,154/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,720
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,705
−HK$999/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$40,744
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,254 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).