▼ 0.50% · 3.625%
HK$16,469
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,982
−HK$520/mo
Today · 4.125%
HK$17,502
baseline
▲ 0.50% · 4.625%
HK$18,567
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,004/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,322
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,813
−HK$499/mo
Today · 4.125%
HK$19,312
baseline
▲ 0.50% · 4.625%
HK$20,330
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,624/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,116
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,680
−HK$572/mo
Today · 4.125%
HK$19,252
baseline
▲ 0.50% · 4.625%
HK$20,424
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,504/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,154
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,695
−HK$548/mo
Today · 4.125%
HK$21,243
baseline
▲ 0.50% · 4.625%
HK$22,363
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,486/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,763
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,378
−HK$624/mo
Today · 4.125%
HK$21,002
baseline
▲ 0.50% · 4.625%
HK$22,280
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$42,004/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,986
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,576
−HK$598/mo
Today · 4.125%
HK$23,174
baseline
▲ 0.50% · 4.625%
HK$24,396
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,348/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,410
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,076
−HK$677/mo
Today · 4.125%
HK$22,753
baseline
▲ 0.50% · 4.625%
HK$24,137
+HK$1,384/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,506/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,819
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$648/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,429
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,057
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$729/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,994
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,339
−HK$698/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,462
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,704
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,472
−HK$781/mo
Today · 4.125%
HK$26,253
baseline
▲ 0.50% · 4.625%
HK$27,851
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,506/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,483
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,220
−HK$748/mo
Today · 4.125%
HK$28,968
baseline
▲ 0.50% · 4.625%
HK$30,495
+HK$1,527/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,936/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,171
−HK$832/mo
Today · 4.125%
HK$28,003
baseline
▲ 0.50% · 4.625%
HK$29,707
+HK$1,704/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$56,006/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,315
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,101
−HK$798/mo
Today · 4.125%
HK$30,899
baseline
▲ 0.50% · 4.625%
HK$32,528
+HK$1,629/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,798/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,998
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,869
−HK$885/mo
Today · 4.125%
HK$29,754
baseline
▲ 0.50% · 4.625%
HK$31,564
+HK$1,810/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,508/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,147
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,983
−HK$847/mo
Today · 4.125%
HK$32,830
baseline
▲ 0.50% · 4.625%
HK$34,561
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,660/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,645
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,567
−HK$937/mo
Today · 4.125%
HK$31,504
baseline
▲ 0.50% · 4.625%
HK$33,421
+HK$1,917/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$63,008/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,979
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,864
−HK$897/mo
Today · 4.125%
HK$34,761
baseline
▲ 0.50% · 4.625%
HK$36,594
+HK$1,833/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,522/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).