▼ 0.50% · 3.625%
HK$18,938
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,527
−HK$598/mo
Today · 4.125%
HK$20,125
baseline
▲ 0.50% · 4.625%
HK$21,350
+HK$1,225/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,250/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,068
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,633
−HK$573/mo
Today · 4.125%
HK$22,206
baseline
▲ 0.50% · 4.625%
HK$23,377
+HK$1,171/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,412/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,831
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$659/mo
Today · 4.125%
HK$22,138
baseline
▲ 0.50% · 4.625%
HK$23,485
+HK$1,347/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,276/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,175
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$631/mo
Today · 4.125%
HK$24,427
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,287/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,854/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,725
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,432
−HK$718/mo
Today · 4.125%
HK$24,150
baseline
▲ 0.50% · 4.625%
HK$25,620
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,300/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,281
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,959
−HK$688/mo
Today · 4.125%
HK$26,647
baseline
▲ 0.50% · 4.625%
HK$28,052
+HK$1,405/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,294/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,619
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,385
−HK$778/mo
Today · 4.125%
HK$26,163
baseline
▲ 0.50% · 4.625%
HK$27,755
+HK$1,592/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,326/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,388
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,123
−HK$745/mo
Today · 4.125%
HK$28,868
baseline
▲ 0.50% · 4.625%
HK$30,390
+HK$1,522/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,736/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$838/mo
Today · 4.125%
HK$28,175
baseline
▲ 0.50% · 4.625%
HK$29,890
+HK$1,715/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,350/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,495
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$802/mo
Today · 4.125%
HK$31,088
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,639/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,176/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,406
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,290
−HK$898/mo
Today · 4.125%
HK$30,188
baseline
▲ 0.50% · 4.625%
HK$32,024
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,376/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,602
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,449
−HK$860/mo
Today · 4.125%
HK$33,309
baseline
▲ 0.50% · 4.625%
HK$35,065
+HK$1,756/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,618/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,300
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$957/mo
Today · 4.125%
HK$32,200
baseline
▲ 0.50% · 4.625%
HK$34,159
+HK$1,959/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,400/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,708
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,613
−HK$917/mo
Today · 4.125%
HK$35,530
baseline
▲ 0.50% · 4.625%
HK$37,402
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,060/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,194
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,195
−HK$1,018/mo
Today · 4.125%
HK$34,213
baseline
▲ 0.50% · 4.625%
HK$36,294
+HK$2,081/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,426/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,815
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,776
−HK$974/mo
Today · 4.125%
HK$37,750
baseline
▲ 0.50% · 4.625%
HK$39,740
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,500/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,088
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$1,077/mo
Today · 4.125%
HK$36,225
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$2,204/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,450/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,922
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,032/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,107/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).