▼ 0.50% · 3.625%
HK$19,969
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,590
−HK$631/mo
Today · 4.125%
HK$21,221
baseline
▲ 0.50% · 4.625%
HK$22,513
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,442/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,215
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,811
−HK$605/mo
Today · 4.125%
HK$23,416
baseline
▲ 0.50% · 4.625%
HK$24,650
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,832/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,966
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,649
−HK$694/mo
Today · 4.125%
HK$23,343
baseline
▲ 0.50% · 4.625%
HK$24,764
+HK$1,421/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,686/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,437
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$665/mo
Today · 4.125%
HK$25,757
baseline
▲ 0.50% · 4.625%
HK$27,115
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,514/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,963
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,708
−HK$758/mo
Today · 4.125%
HK$25,466
baseline
▲ 0.50% · 4.625%
HK$27,015
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,932/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,658
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,373
−HK$726/mo
Today · 4.125%
HK$28,099
baseline
▲ 0.50% · 4.625%
HK$29,580
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,198/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$821/mo
Today · 4.125%
HK$27,588
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,678/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$55,176/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,880
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$785/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,957
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,826
−HK$884/mo
Today · 4.125%
HK$29,710
baseline
▲ 0.50% · 4.625%
HK$31,518
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,420/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,101
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,936
−HK$846/mo
Today · 4.125%
HK$32,782
baseline
▲ 0.50% · 4.625%
HK$34,510
+HK$1,728/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,564/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$947/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,937/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$906/mo
Today · 4.125%
HK$35,123
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$1,852/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,246/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,950
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,944
−HK$1,010/mo
Today · 4.125%
HK$33,954
baseline
▲ 0.50% · 4.625%
HK$36,020
+HK$2,066/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,908/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,545
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$967/mo
Today · 4.125%
HK$37,465
baseline
▲ 0.50% · 4.625%
HK$39,440
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,930/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,947
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,003
−HK$1,073/mo
Today · 4.125%
HK$36,076
baseline
▲ 0.50% · 4.625%
HK$38,271
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,152/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,766
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,779
−HK$1,027/mo
Today · 4.125%
HK$39,806
baseline
▲ 0.50% · 4.625%
HK$41,905
+HK$2,099/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,612/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,944
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$1,136/mo
Today · 4.125%
HK$38,198
baseline
▲ 0.50% · 4.625%
HK$40,523
+HK$2,325/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,396/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,988
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,060
−HK$1,088/mo
Today · 4.125%
HK$42,148
baseline
▲ 0.50% · 4.625%
HK$44,370
+HK$2,222/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,296/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,721 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).