▼ 0.50% · 3.625%
HK$18,709
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,291
−HK$591/mo
Today · 4.125%
HK$19,882
baseline
▲ 0.50% · 4.625%
HK$21,092
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,764/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,813
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,372
−HK$566/mo
Today · 4.125%
HK$21,938
baseline
▲ 0.50% · 4.625%
HK$23,094
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,876/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,580
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,220
−HK$650/mo
Today · 4.125%
HK$21,870
baseline
▲ 0.50% · 4.625%
HK$23,201
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,740/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,895
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,509
−HK$623/mo
Today · 4.125%
HK$24,132
baseline
▲ 0.50% · 4.625%
HK$25,404
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,264/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,451
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,149
−HK$710/mo
Today · 4.125%
HK$23,859
baseline
▲ 0.50% · 4.625%
HK$25,310
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,718/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,976
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,646
−HK$680/mo
Today · 4.125%
HK$26,326
baseline
▲ 0.50% · 4.625%
HK$27,713
+HK$1,387/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,652/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,078
−HK$769/mo
Today · 4.125%
HK$25,847
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,572/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,694/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,057
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$736/mo
Today · 4.125%
HK$28,519
baseline
▲ 0.50% · 4.625%
HK$30,023
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,038/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,192
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,007
−HK$828/mo
Today · 4.125%
HK$27,835
baseline
▲ 0.50% · 4.625%
HK$29,529
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,670/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,139
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,920
−HK$793/mo
Today · 4.125%
HK$30,713
baseline
▲ 0.50% · 4.625%
HK$32,332
+HK$1,619/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,426/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,936
−HK$887/mo
Today · 4.125%
HK$29,823
baseline
▲ 0.50% · 4.625%
HK$31,638
+HK$1,815/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,646/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,220
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,057
−HK$850/mo
Today · 4.125%
HK$32,907
baseline
▲ 0.50% · 4.625%
HK$34,641
+HK$1,734/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,814/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,934
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,865
−HK$946/mo
Today · 4.125%
HK$31,811
baseline
▲ 0.50% · 4.625%
HK$33,747
+HK$1,936/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,622/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,302
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,195
−HK$906/mo
Today · 4.125%
HK$35,101
baseline
▲ 0.50% · 4.625%
HK$36,951
+HK$1,850/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,202/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,794
−HK$1,006/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,856
+HK$2,056/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$962/mo
Today · 4.125%
HK$37,294
baseline
▲ 0.50% · 4.625%
HK$39,260
+HK$1,966/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,588/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,676
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,724
−HK$1,064/mo
Today · 4.125%
HK$35,788
baseline
▲ 0.50% · 4.625%
HK$37,965
+HK$2,177/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,576/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,464
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,469
−HK$1,019/mo
Today · 4.125%
HK$39,488
baseline
▲ 0.50% · 4.625%
HK$41,570
+HK$2,082/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,976/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,142 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).