▼ 0.50% · 3.625%
HK$22,249
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,941
−HK$703/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$25,082
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,751
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,415
−HK$674/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,464
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,235
−HK$773/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,591
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,227
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,957
−HK$740/mo
Today · 4.125%
HK$28,697
baseline
▲ 0.50% · 4.625%
HK$30,210
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,394/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,698
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$844/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$30,099
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,702
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,498
−HK$808/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,651/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,923
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,823
−HK$914/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,607
+HK$1,870/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,177
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,040
−HK$875/mo
Today · 4.125%
HK$33,915
baseline
▲ 0.50% · 4.625%
HK$35,703
+HK$1,788/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,830/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,148
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,117
−HK$984/mo
Today · 4.125%
HK$33,101
baseline
▲ 0.50% · 4.625%
HK$35,115
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,202/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,652
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,581
−HK$943/mo
Today · 4.125%
HK$36,524
baseline
▲ 0.50% · 4.625%
HK$38,449
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,048/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,373
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,411
−HK$1,055/mo
Today · 4.125%
HK$35,466
baseline
▲ 0.50% · 4.625%
HK$37,624
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,932/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,123
−HK$1,010/mo
Today · 4.125%
HK$39,133
baseline
▲ 0.50% · 4.625%
HK$41,196
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,266/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,598
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,705
−HK$1,125/mo
Today · 4.125%
HK$37,830
baseline
▲ 0.50% · 4.625%
HK$40,132
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,660/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,602
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,664
−HK$1,078/mo
Today · 4.125%
HK$41,742
baseline
▲ 0.50% · 4.625%
HK$43,942
+HK$2,200/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,484/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,823
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,999
−HK$1,195/mo
Today · 4.125%
HK$40,194
baseline
▲ 0.50% · 4.625%
HK$42,640
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,388/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,077
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,206
−HK$1,145/mo
Today · 4.125%
HK$44,351
baseline
▲ 0.50% · 4.625%
HK$46,688
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,702/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,048
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,293
−HK$1,266/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$45,148
+HK$2,589/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,552
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,747
−HK$1,213/mo
Today · 4.125%
HK$46,960
baseline
▲ 0.50% · 4.625%
HK$49,435
+HK$2,475/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,920/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).