▼ 0.50% · 3.625%
HK$20,594
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$651/mo
Today · 4.125%
HK$21,885
baseline
▲ 0.50% · 4.625%
HK$23,217
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,770/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,525
−HK$623/mo
Today · 4.125%
HK$24,148
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,296/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,653
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$716/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,539
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,202
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,877
−HK$686/mo
Today · 4.125%
HK$26,563
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,126/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,481
−HK$781/mo
Today · 4.125%
HK$26,262
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,524/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,493
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,230
−HK$748/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,772
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,605
−HK$846/mo
Today · 4.125%
HK$28,451
baseline
▲ 0.50% · 4.625%
HK$30,182
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,902/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,784
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,582
−HK$811/mo
Today · 4.125%
HK$31,393
baseline
▲ 0.50% · 4.625%
HK$33,047
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,786/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,831
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,728
−HK$911/mo
Today · 4.125%
HK$30,639
baseline
▲ 0.50% · 4.625%
HK$32,504
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,278/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,075
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,935
−HK$873/mo
Today · 4.125%
HK$33,808
baseline
▲ 0.50% · 4.625%
HK$35,590
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,616/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,891
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,852
−HK$976/mo
Today · 4.125%
HK$32,828
baseline
▲ 0.50% · 4.625%
HK$34,825
+HK$1,997/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,656/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,366
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,287
−HK$935/mo
Today · 4.125%
HK$36,222
baseline
▲ 0.50% · 4.625%
HK$38,132
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,444/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,950
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,975
−HK$1,041/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$2,131/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$997/mo
Today · 4.125%
HK$38,637
baseline
▲ 0.50% · 4.625%
HK$40,674
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,274/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,010
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,099
−HK$1,106/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,469
+HK$2,264/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,948
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,992
−HK$1,060/mo
Today · 4.125%
HK$41,052
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,164/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,104/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,069
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,222
−HK$1,171/mo
Today · 4.125%
HK$39,393
baseline
▲ 0.50% · 4.625%
HK$41,790
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,786/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,239
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,345
−HK$1,122/mo
Today · 4.125%
HK$43,467
baseline
▲ 0.50% · 4.625%
HK$45,758
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,934/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,138 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).