▼ 0.50% · 3.625%
HK$17,964
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,523
−HK$567/mo
Today · 4.125%
HK$19,090
baseline
▲ 0.50% · 4.625%
HK$20,252
+HK$1,162/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,180/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,984
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,520
−HK$544/mo
Today · 4.125%
HK$21,064
baseline
▲ 0.50% · 4.625%
HK$22,175
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,128/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,760
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,375
−HK$624/mo
Today · 4.125%
HK$20,999
baseline
▲ 0.50% · 4.625%
HK$22,277
+HK$1,278/mo
Deposit HK$3.55M · loan HK$4.33M · min. income ≈ HK$41,998/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,983
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,572
−HK$599/mo
Today · 4.125%
HK$23,171
baseline
▲ 0.50% · 4.625%
HK$24,392
+HK$1,221/mo
Deposit HK$3.55M · loan HK$4.33M · min. income ≈ HK$46,342/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,556
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$681/mo
Today · 4.125%
HK$22,908
baseline
▲ 0.50% · 4.625%
HK$24,302
+HK$1,394/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,816/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,981
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,625
−HK$652/mo
Today · 4.125%
HK$25,277
baseline
▲ 0.50% · 4.625%
HK$26,609
+HK$1,332/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,554/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,353
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$738/mo
Today · 4.125%
HK$24,817
baseline
▲ 0.50% · 4.625%
HK$26,327
+HK$1,510/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,634/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,980
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,677
−HK$706/mo
Today · 4.125%
HK$27,383
baseline
▲ 0.50% · 4.625%
HK$28,827
+HK$1,444/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,766/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,932
−HK$794/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,353
+HK$1,627/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,729
−HK$761/mo
Today · 4.125%
HK$29,490
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,554/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,980/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$851/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,743/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$815/mo
Today · 4.125%
HK$31,596
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,666/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,192/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,742
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,636
−HK$908/mo
Today · 4.125%
HK$30,544
baseline
▲ 0.50% · 4.625%
HK$32,403
+HK$1,859/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$61,088/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,975
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$870/mo
Today · 4.125%
HK$33,703
baseline
▲ 0.50% · 4.625%
HK$35,479
+HK$1,776/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$67,406/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,538
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,488
−HK$965/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,428
+HK$1,975/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,974
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,885
−HK$924/mo
Today · 4.125%
HK$35,809
baseline
▲ 0.50% · 4.625%
HK$37,697
+HK$1,888/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,618/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,335
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$1,021/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$2,091/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$979/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$39,914
+HK$1,998/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,339 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).