▼ 0.50% · 3.625%
HK$21,866
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,546
−HK$692/mo
Today · 4.125%
HK$23,238
baseline
▲ 0.50% · 4.625%
HK$24,651
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,476/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,326
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$662/mo
Today · 4.125%
HK$25,640
baseline
▲ 0.50% · 4.625%
HK$26,992
+HK$1,352/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,280/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,053
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$760/mo
Today · 4.125%
HK$25,561
baseline
▲ 0.50% · 4.625%
HK$27,117
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.27M · min. income ≈ HK$51,122/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,759
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,476
−HK$728/mo
Today · 4.125%
HK$28,204
baseline
▲ 0.50% · 4.625%
HK$29,691
+HK$1,487/mo
Deposit HK$4.32M · loan HK$5.27M · min. income ≈ HK$56,408/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,240
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$829/mo
Today · 4.125%
HK$27,885
baseline
▲ 0.50% · 4.625%
HK$29,582
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,770/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,191
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,974
−HK$794/mo
Today · 4.125%
HK$30,768
baseline
▲ 0.50% · 4.625%
HK$32,390
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,536/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,426
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,310
−HK$899/mo
Today · 4.125%
HK$30,209
baseline
▲ 0.50% · 4.625%
HK$32,047
+HK$1,838/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,418/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$860/mo
Today · 4.125%
HK$33,332
baseline
▲ 0.50% · 4.625%
HK$35,089
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,664/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,613
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,565
−HK$968/mo
Today · 4.125%
HK$32,533
baseline
▲ 0.50% · 4.625%
HK$34,512
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,066/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,056
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,970
−HK$926/mo
Today · 4.125%
HK$35,896
baseline
▲ 0.50% · 4.625%
HK$37,789
+HK$1,893/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,792/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,799
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,820
−HK$1,036/mo
Today · 4.125%
HK$34,856
baseline
▲ 0.50% · 4.625%
HK$36,977
+HK$2,121/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,712/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,489
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,468
−HK$992/mo
Today · 4.125%
HK$38,460
baseline
▲ 0.50% · 4.625%
HK$40,488
+HK$2,028/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,920/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,986
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,074
−HK$1,106/mo
Today · 4.125%
HK$37,180
baseline
▲ 0.50% · 4.625%
HK$39,442
+HK$2,262/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,360/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,922
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,058/mo
Today · 4.125%
HK$41,024
baseline
▲ 0.50% · 4.625%
HK$43,187
+HK$2,163/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,048/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,173
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,329
−HK$1,175/mo
Today · 4.125%
HK$39,504
baseline
▲ 0.50% · 4.625%
HK$41,907
+HK$2,403/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$79,008/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,354
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,463
−HK$1,126/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$45,886
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,359
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,584
−HK$1,244/mo
Today · 4.125%
HK$41,828
baseline
▲ 0.50% · 4.625%
HK$44,373
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,656/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,787
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,961
−HK$1,192/mo
Today · 4.125%
HK$46,153
baseline
▲ 0.50% · 4.625%
HK$48,585
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,306/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).