▼ 0.50% · 3.625%
HK$19,086
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,679
−HK$603/mo
Today · 4.125%
HK$20,282
baseline
▲ 0.50% · 4.625%
HK$21,517
+HK$1,235/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,564/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,233
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,802
−HK$578/mo
Today · 4.125%
HK$22,380
baseline
▲ 0.50% · 4.625%
HK$23,559
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,760/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,994
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,647
−HK$664/mo
Today · 4.125%
HK$22,311
baseline
▲ 0.50% · 4.625%
HK$23,668
+HK$1,357/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,622/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,356
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,982
−HK$636/mo
Today · 4.125%
HK$24,618
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,297/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,236/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,903
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,615
−HK$724/mo
Today · 4.125%
HK$24,339
baseline
▲ 0.50% · 4.625%
HK$25,820
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,678/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,479
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,162
−HK$694/mo
Today · 4.125%
HK$26,856
baseline
▲ 0.50% · 4.625%
HK$28,271
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,712/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,811
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,583
−HK$784/mo
Today · 4.125%
HK$26,367
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,734/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,602
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,343
−HK$751/mo
Today · 4.125%
HK$29,094
baseline
▲ 0.50% · 4.625%
HK$30,627
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,188/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,720
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$844/mo
Today · 4.125%
HK$28,395
baseline
▲ 0.50% · 4.625%
HK$30,123
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,790/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,726
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,523
−HK$809/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,628
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,519
−HK$905/mo
Today · 4.125%
HK$30,424
baseline
▲ 0.50% · 4.625%
HK$32,275
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,848/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,849
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,703
−HK$867/mo
Today · 4.125%
HK$33,570
baseline
▲ 0.50% · 4.625%
HK$35,339
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,140/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,537
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,487
−HK$965/mo
Today · 4.125%
HK$32,452
baseline
▲ 0.50% · 4.625%
HK$34,427
+HK$1,975/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,904/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,972
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,883
−HK$925/mo
Today · 4.125%
HK$35,808
baseline
▲ 0.50% · 4.625%
HK$37,695
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,616/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,446
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,455
−HK$1,025/mo
Today · 4.125%
HK$34,480
baseline
▲ 0.50% · 4.625%
HK$36,578
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,960/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,095
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,063
−HK$983/mo
Today · 4.125%
HK$38,046
baseline
▲ 0.50% · 4.625%
HK$40,051
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,092/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,354
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,423
−HK$1,085/mo
Today · 4.125%
HK$36,508
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$2,222/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,016/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,219
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,244
−HK$1,039/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,407
+HK$2,124/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).