▼ 0.50% · 3.625%
HK$19,571
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,179
−HK$619/mo
Today · 4.125%
HK$20,798
baseline
▲ 0.50% · 4.625%
HK$22,063
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,596/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,772
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$593/mo
Today · 4.125%
HK$22,949
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,898/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,528
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,197
−HK$681/mo
Today · 4.125%
HK$22,878
baseline
▲ 0.50% · 4.625%
HK$24,270
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,756/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,949
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$651/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,574
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,485
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,215
−HK$743/mo
Today · 4.125%
HK$24,958
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,916/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,127
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$711/mo
Today · 4.125%
HK$27,538
baseline
▲ 0.50% · 4.625%
HK$28,990
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,076/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,442
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$804/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,683
+HK$1,646/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,304
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$770/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,406
+HK$1,573/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,399
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,251
−HK$866/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,889
+HK$1,772/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,481
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,299
−HK$829/mo
Today · 4.125%
HK$32,128
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$64,256/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,356
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$928/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$33,095
+HK$1,898/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$889/mo
Today · 4.125%
HK$34,423
baseline
▲ 0.50% · 4.625%
HK$36,237
+HK$1,814/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,846/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,313
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,287
−HK$990/mo
Today · 4.125%
HK$33,277
baseline
▲ 0.50% · 4.625%
HK$35,302
+HK$2,025/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,554/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,836
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,770
−HK$948/mo
Today · 4.125%
HK$36,718
baseline
▲ 0.50% · 4.625%
HK$38,653
+HK$1,935/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,436/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,270
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,305
−HK$1,052/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,508
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,013
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$38,005
−HK$1,007/mo
Today · 4.125%
HK$39,012
baseline
▲ 0.50% · 4.625%
HK$41,069
+HK$2,057/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,024/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,227
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,323
−HK$1,113/mo
Today · 4.125%
HK$37,436
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$2,278/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,872/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,190
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,241
−HK$1,066/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,485
+HK$2,178/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).