▼ 0.50% · 3.625%
HK$19,241
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,839
−HK$608/mo
Today · 4.125%
HK$20,447
baseline
▲ 0.50% · 4.625%
HK$21,692
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,894/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,405
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,979
−HK$583/mo
Today · 4.125%
HK$22,562
baseline
▲ 0.50% · 4.625%
HK$23,751
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,124/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,165
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,823
−HK$669/mo
Today · 4.125%
HK$22,492
baseline
▲ 0.50% · 4.625%
HK$23,861
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,984/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,546
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,177
−HK$641/mo
Today · 4.125%
HK$24,818
baseline
▲ 0.50% · 4.625%
HK$26,126
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,636/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,089
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$730/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$26,030
+HK$1,493/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,686
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$699/mo
Today · 4.125%
HK$27,074
baseline
▲ 0.50% · 4.625%
HK$28,501
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,148/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,013
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,791
−HK$791/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$28,199
+HK$1,617/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,827
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,573
−HK$757/mo
Today · 4.125%
HK$29,330
baseline
▲ 0.50% · 4.625%
HK$30,876
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,660/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,937
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$851/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$816/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,251
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,861
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,759
−HK$912/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,538
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$874/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,785
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,743
−HK$973/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,707
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,249
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$932/mo
Today · 4.125%
HK$36,099
baseline
▲ 0.50% · 4.625%
HK$38,002
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,198/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,710
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,727
−HK$1,034/mo
Today · 4.125%
HK$34,761
baseline
▲ 0.50% · 4.625%
HK$36,876
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,522/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,389
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,365
−HK$990/mo
Today · 4.125%
HK$38,355
baseline
▲ 0.50% · 4.625%
HK$40,377
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,710/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,634
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,711
−HK$1,094/mo
Today · 4.125%
HK$36,805
baseline
▲ 0.50% · 4.625%
HK$39,045
+HK$2,240/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$73,610/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,530
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,563
−HK$1,048/mo
Today · 4.125%
HK$40,611
baseline
▲ 0.50% · 4.625%
HK$42,752
+HK$2,141/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$81,222/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,142 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).