▼ 0.50% · 3.625%
HK$19,292
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,892
−HK$610/mo
Today · 4.125%
HK$20,502
baseline
▲ 0.50% · 4.625%
HK$21,749
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,004/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,462
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$584/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,814
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,221
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,881
−HK$671/mo
Today · 4.125%
HK$22,552
baseline
▲ 0.50% · 4.625%
HK$23,924
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,104/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,608
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,241
−HK$643/mo
Today · 4.125%
HK$24,884
baseline
▲ 0.50% · 4.625%
HK$26,195
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,768/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,150
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,870
−HK$732/mo
Today · 4.125%
HK$24,602
baseline
▲ 0.50% · 4.625%
HK$26,099
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,204/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,755
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,445
−HK$701/mo
Today · 4.125%
HK$27,146
baseline
▲ 0.50% · 4.625%
HK$28,577
+HK$1,431/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,292/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,860
−HK$792/mo
Today · 4.125%
HK$26,652
baseline
▲ 0.50% · 4.625%
HK$28,274
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,304/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,901
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,649
−HK$759/mo
Today · 4.125%
HK$29,408
baseline
▲ 0.50% · 4.625%
HK$30,958
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,816/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,849
−HK$853/mo
Today · 4.125%
HK$28,702
baseline
▲ 0.50% · 4.625%
HK$30,449
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,404/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,047
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,853
−HK$817/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,340
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,938
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,838
−HK$915/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,624
+HK$1,871/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,193
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$875/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,721
+HK$1,789/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,867
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,827
−HK$976/mo
Today · 4.125%
HK$32,803
baseline
▲ 0.50% · 4.625%
HK$34,799
+HK$1,996/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,606/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,339
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$935/mo
Today · 4.125%
HK$36,195
baseline
▲ 0.50% · 4.625%
HK$38,103
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,390/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,796
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,816
−HK$1,037/mo
Today · 4.125%
HK$34,853
baseline
▲ 0.50% · 4.625%
HK$36,974
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,706/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,486
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,464
−HK$993/mo
Today · 4.125%
HK$38,457
baseline
▲ 0.50% · 4.625%
HK$40,484
+HK$2,027/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,914/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,726
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,806
−HK$1,097/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$39,149
+HK$2,246/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,632
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,051/mo
Today · 4.125%
HK$40,719
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,438/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).