▼ 0.50% · 3.625%
HK$19,079
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,673
−HK$603/mo
Today · 4.125%
HK$20,276
baseline
▲ 0.50% · 4.625%
HK$21,510
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,552/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,226
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,795
−HK$577/mo
Today · 4.125%
HK$22,372
baseline
▲ 0.50% · 4.625%
HK$23,552
+HK$1,180/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,744/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,987
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,640
−HK$664/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,357/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,974
−HK$636/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$25,907
+HK$1,297/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,895
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,608
−HK$723/mo
Today · 4.125%
HK$24,331
baseline
▲ 0.50% · 4.625%
HK$25,812
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,662/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,471
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,154
−HK$693/mo
Today · 4.125%
HK$26,847
baseline
▲ 0.50% · 4.625%
HK$28,262
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,694/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,803
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,575
−HK$784/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,604/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,593
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,333
−HK$751/mo
Today · 4.125%
HK$29,084
baseline
▲ 0.50% · 4.625%
HK$30,617
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,168/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,711
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,542
−HK$844/mo
Today · 4.125%
HK$28,386
baseline
▲ 0.50% · 4.625%
HK$30,114
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,772/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,716
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,513
−HK$808/mo
Today · 4.125%
HK$31,321
baseline
▲ 0.50% · 4.625%
HK$32,972
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,642/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,619
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,509
−HK$905/mo
Today · 4.125%
HK$30,414
baseline
▲ 0.50% · 4.625%
HK$32,264
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,828/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,839
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,692
−HK$867/mo
Today · 4.125%
HK$33,559
baseline
▲ 0.50% · 4.625%
HK$35,328
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,118/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,527
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,477
−HK$964/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,415
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,961
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,872
−HK$924/mo
Today · 4.125%
HK$35,796
baseline
▲ 0.50% · 4.625%
HK$37,683
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,592/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,435
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,444
−HK$1,025/mo
Today · 4.125%
HK$34,469
baseline
▲ 0.50% · 4.625%
HK$36,566
+HK$2,097/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,938/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,051
−HK$982/mo
Today · 4.125%
HK$38,033
baseline
▲ 0.50% · 4.625%
HK$40,038
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,066/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,343
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,411
−HK$1,086/mo
Today · 4.125%
HK$36,497
baseline
▲ 0.50% · 4.625%
HK$38,717
+HK$2,220/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$72,994/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,206
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,231
−HK$1,039/mo
Today · 4.125%
HK$40,270
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,540/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).