▼ 0.50% · 3.625%
HK$19,285
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,885
−HK$610/mo
Today · 4.125%
HK$20,495
baseline
▲ 0.50% · 4.625%
HK$21,742
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,990/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,455
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,030
−HK$584/mo
Today · 4.125%
HK$22,614
baseline
▲ 0.50% · 4.625%
HK$23,806
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,228/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,214
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,874
−HK$670/mo
Today · 4.125%
HK$22,544
baseline
▲ 0.50% · 4.625%
HK$23,916
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,088/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,233
−HK$642/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,187
+HK$1,312/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,143
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,862
−HK$732/mo
Today · 4.125%
HK$24,594
baseline
▲ 0.50% · 4.625%
HK$26,090
+HK$1,496/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,188/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,436
−HK$701/mo
Today · 4.125%
HK$27,137
baseline
▲ 0.50% · 4.625%
HK$28,567
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,274/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,071
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,851
−HK$792/mo
Today · 4.125%
HK$26,643
baseline
▲ 0.50% · 4.625%
HK$28,264
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,286/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,891
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,639
−HK$759/mo
Today · 4.125%
HK$29,398
baseline
▲ 0.50% · 4.625%
HK$30,948
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,796/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,000
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,839
−HK$854/mo
Today · 4.125%
HK$28,693
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,386/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,842
−HK$818/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,328
+HK$1,668/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,928
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,828
−HK$914/mo
Today · 4.125%
HK$30,742
baseline
▲ 0.50% · 4.625%
HK$32,613
+HK$1,871/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,484/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,182
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,045
−HK$876/mo
Today · 4.125%
HK$33,921
baseline
▲ 0.50% · 4.625%
HK$35,709
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,842/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,857
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,817
−HK$975/mo
Today · 4.125%
HK$32,792
baseline
▲ 0.50% · 4.625%
HK$34,787
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,584/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,328
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$934/mo
Today · 4.125%
HK$36,182
baseline
▲ 0.50% · 4.625%
HK$38,090
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,364/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,805
−HK$1,036/mo
Today · 4.125%
HK$34,841
baseline
▲ 0.50% · 4.625%
HK$36,961
+HK$2,120/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,682/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,451
−HK$993/mo
Today · 4.125%
HK$38,444
baseline
▲ 0.50% · 4.625%
HK$40,470
+HK$2,026/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,888/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,714
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,794
−HK$1,097/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$39,135
+HK$2,244/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,050/mo
Today · 4.125%
HK$40,705
baseline
▲ 0.50% · 4.625%
HK$42,851
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,410/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,728 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).