▼ 0.50% · 3.625%
HK$19,266
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,866
−HK$609/mo
Today · 4.125%
HK$20,475
baseline
▲ 0.50% · 4.625%
HK$21,720
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,950/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,434
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,009
−HK$583/mo
Today · 4.125%
HK$22,592
baseline
▲ 0.50% · 4.625%
HK$23,783
+HK$1,191/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,184/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,193
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,852
−HK$670/mo
Today · 4.125%
HK$22,522
baseline
▲ 0.50% · 4.625%
HK$23,892
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,044/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,577
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,209
−HK$642/mo
Today · 4.125%
HK$24,851
baseline
▲ 0.50% · 4.625%
HK$26,161
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,702/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$730/mo
Today · 4.125%
HK$24,569
baseline
▲ 0.50% · 4.625%
HK$26,064
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,138/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,720
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,410
−HK$700/mo
Today · 4.125%
HK$27,110
baseline
▲ 0.50% · 4.625%
HK$28,539
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,220/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,046
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$792/mo
Today · 4.125%
HK$26,617
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,620/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,234/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,864
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,611
−HK$758/mo
Today · 4.125%
HK$29,369
baseline
▲ 0.50% · 4.625%
HK$30,917
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,738/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,973
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$852/mo
Today · 4.125%
HK$28,664
baseline
▲ 0.50% · 4.625%
HK$30,409
+HK$1,745/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,328/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,007
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$816/mo
Today · 4.125%
HK$31,628
baseline
▲ 0.50% · 4.625%
HK$33,296
+HK$1,668/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,256/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$913/mo
Today · 4.125%
HK$30,712
baseline
▲ 0.50% · 4.625%
HK$32,581
+HK$1,869/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,424/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,151
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,013
−HK$875/mo
Today · 4.125%
HK$33,888
baseline
▲ 0.50% · 4.625%
HK$35,674
+HK$1,786/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,776/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,785
−HK$974/mo
Today · 4.125%
HK$32,759
baseline
▲ 0.50% · 4.625%
HK$34,753
+HK$1,994/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,518/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,294
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$933/mo
Today · 4.125%
HK$36,147
baseline
▲ 0.50% · 4.625%
HK$38,052
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,294/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,753
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,772
−HK$1,035/mo
Today · 4.125%
HK$34,807
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$2,118/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,614/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,437
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$992/mo
Today · 4.125%
HK$38,406
baseline
▲ 0.50% · 4.625%
HK$40,430
+HK$2,024/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,812/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,680
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$1,096/mo
Today · 4.125%
HK$36,854
baseline
▲ 0.50% · 4.625%
HK$39,097
+HK$2,243/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,708/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,581
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,615
−HK$1,050/mo
Today · 4.125%
HK$40,665
baseline
▲ 0.50% · 4.625%
HK$42,809
+HK$2,144/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,330/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,477 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).