▼ 0.50% · 3.625%
HK$3,925
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$124/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,425
+HK$254/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,366
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,483
−HK$119/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$243/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$137/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$279/mo
Deposit HK$775K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$130/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,329
+HK$267/mo
Deposit HK$775K · loan HK$947K · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,710
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,856
−HK$149/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$304/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$142/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$291/mo
Deposit HK$688K · loan HK$1.03M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$161/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,752
+HK$330/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,828
−HK$155/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$315/mo
Deposit HK$602K · loan HK$1.12M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$174/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$355/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$167/mo
Today · 4.125%
HK$6,443
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$339/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$12,886/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,887
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,070
−HK$186/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,637
+HK$381/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,549
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,725
−HK$178/mo
Today · 4.125%
HK$6,903
baseline
▲ 0.50% · 4.625%
HK$7,267
+HK$364/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,806/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,279
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,475
−HK$198/mo
Today · 4.125%
HK$6,673
baseline
▲ 0.50% · 4.625%
HK$7,079
+HK$406/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,346/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,986
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,173
−HK$190/mo
Today · 4.125%
HK$7,363
baseline
▲ 0.50% · 4.625%
HK$7,751
+HK$388/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,726/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$211/mo
Today · 4.125%
HK$7,090
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$432/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,180/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,422
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,621
−HK$202/mo
Today · 4.125%
HK$7,823
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$413/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,646/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,064
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$223/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,964
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,859
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,070
−HK$214/mo
Today · 4.125%
HK$8,284
baseline
▲ 0.50% · 4.625%
HK$8,720
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,568/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).