▼ 0.50% · 3.625%
HK$4,341
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$138/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$280/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$132/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$268/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$151/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$145/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$295/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$164/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,951
−HK$158/mo
Today · 4.125%
HK$6,109
baseline
▲ 0.50% · 4.625%
HK$6,431
+HK$322/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,218/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$179/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$365/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,279
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$171/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$349/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$192/mo
Today · 4.125%
HK$6,459
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,918/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,762
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,943
−HK$184/mo
Today · 4.125%
HK$7,127
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$376/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,254/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,715
−HK$205/mo
Today · 4.125%
HK$6,920
baseline
▲ 0.50% · 4.625%
HK$7,341
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,840/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,245
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,439
−HK$197/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,038
+HK$402/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$220/mo
Today · 4.125%
HK$7,382
baseline
▲ 0.50% · 4.625%
HK$7,831
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,764/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,728
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,935
−HK$210/mo
Today · 4.125%
HK$8,145
baseline
▲ 0.50% · 4.625%
HK$8,574
+HK$429/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,290/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$233/mo
Today · 4.125%
HK$7,843
baseline
▲ 0.50% · 4.625%
HK$8,320
+HK$477/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,686/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,211
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,431
−HK$223/mo
Today · 4.125%
HK$8,654
baseline
▲ 0.50% · 4.625%
HK$9,110
+HK$456/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,308/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,058
−HK$246/mo
Today · 4.125%
HK$8,304
baseline
▲ 0.50% · 4.625%
HK$8,810
+HK$506/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,608/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,693
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,927
−HK$236/mo
Today · 4.125%
HK$9,163
baseline
▲ 0.50% · 4.625%
HK$9,646
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,326/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).