▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$272/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$128/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$260/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$147/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$299/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$140/mo
Today · 4.125%
HK$5,435
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$287/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$10,870/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$160/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$153/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$313/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$173/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$355/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,258
−HK$165/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,762
+HK$339/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$186/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$382/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$178/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,282
+HK$365/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,517
−HK$200/mo
Today · 4.125%
HK$6,717
baseline
▲ 0.50% · 4.625%
HK$7,126
+HK$409/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,434/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,032
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,220
−HK$192/mo
Today · 4.125%
HK$7,412
baseline
▲ 0.50% · 4.625%
HK$7,802
+HK$390/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,824/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,742
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$213/mo
Today · 4.125%
HK$7,165
baseline
▲ 0.50% · 4.625%
HK$7,601
+HK$436/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,330/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,500
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,702
−HK$204/mo
Today · 4.125%
HK$7,906
baseline
▲ 0.50% · 4.625%
HK$8,322
+HK$416/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,812/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,163
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,386
−HK$227/mo
Today · 4.125%
HK$7,613
baseline
▲ 0.50% · 4.625%
HK$8,076
+HK$463/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,226/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,969
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,183
−HK$217/mo
Today · 4.125%
HK$8,400
baseline
▲ 0.50% · 4.625%
HK$8,842
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,800/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,585
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,821
−HK$239/mo
Today · 4.125%
HK$8,060
baseline
▲ 0.50% · 4.625%
HK$8,551
+HK$491/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,120/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,438
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,664
−HK$230/mo
Today · 4.125%
HK$8,894
baseline
▲ 0.50% · 4.625%
HK$9,363
+HK$469/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,788/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).