▼ 0.50% · 3.625%
HK$4,356
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$138/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$281/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$131/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$270/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$152/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$310/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$145/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$296/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,228
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$166/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,894
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,972
−HK$158/mo
Today · 4.125%
HK$6,130
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,260/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$179/mo
Today · 4.125%
HK$6,019
baseline
▲ 0.50% · 4.625%
HK$6,385
+HK$366/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,038/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,301
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$172/mo
Today · 4.125%
HK$6,641
baseline
▲ 0.50% · 4.625%
HK$6,991
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,282/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,099
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$193/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,876
+HK$394/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,785
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$185/mo
Today · 4.125%
HK$7,152
baseline
▲ 0.50% · 4.625%
HK$7,529
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,304/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$207/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,367
+HK$422/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,465
−HK$198/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$403/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,187
−HK$220/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,858
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,962
−HK$211/mo
Today · 4.125%
HK$8,173
baseline
▲ 0.50% · 4.625%
HK$8,604
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,346/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,406
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,636
−HK$234/mo
Today · 4.125%
HK$7,870
baseline
▲ 0.50% · 4.625%
HK$8,349
+HK$479/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$15,740/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,239
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,460
−HK$224/mo
Today · 4.125%
HK$8,684
baseline
▲ 0.50% · 4.625%
HK$9,142
+HK$458/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$17,368/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,842
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,086
−HK$247/mo
Today · 4.125%
HK$8,333
baseline
▲ 0.50% · 4.625%
HK$8,840
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,666/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,724
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,958
−HK$237/mo
Today · 4.125%
HK$9,195
baseline
▲ 0.50% · 4.625%
HK$9,680
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,390/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).