▼ 0.50% · 3.625%
HK$3,894
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$123/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,390
+HK$252/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$118/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$241/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$135/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$277/mo
Deposit HK$768K · loan HK$939K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$130/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$265/mo
Deposit HK$768K · loan HK$939K · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$148/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$302/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$141/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,768
+HK$289/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$160/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$327/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$153/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$313/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$173/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$352/mo
Deposit HK$512K · loan HK$1.20M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$165/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$337/mo
Deposit HK$512K · loan HK$1.20M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$184/mo
Today · 4.125%
HK$6,207
baseline
▲ 0.50% · 4.625%
HK$6,585
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,414/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,498
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,672
−HK$177/mo
Today · 4.125%
HK$6,849
baseline
▲ 0.50% · 4.625%
HK$7,210
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,698/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$197/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,931
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,117
−HK$189/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$385/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,826
−HK$209/mo
Today · 4.125%
HK$7,035
baseline
▲ 0.50% · 4.625%
HK$7,463
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,070/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,365
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,562
−HK$200/mo
Today · 4.125%
HK$7,762
baseline
▲ 0.50% · 4.625%
HK$8,172
+HK$410/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,524/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,227
−HK$222/mo
Today · 4.125%
HK$7,449
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,898/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,798
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,007
−HK$212/mo
Today · 4.125%
HK$8,219
baseline
▲ 0.50% · 4.625%
HK$8,652
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,438/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).