▼ 0.50% · 3.625%
HK$5,446
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$353/mo
Deposit HK$1.19M · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$336/mo
Deposit HK$1.19M · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$189/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$388/mo
Deposit HK$1.07M · loan HK$1.31M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$181/mo
Today · 4.125%
HK$7,024
baseline
▲ 0.50% · 4.625%
HK$7,395
+HK$371/mo
Deposit HK$1.07M · loan HK$1.31M · min. income ≈ HK$14,048/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$207/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$423/mo
Deposit HK$955K · loan HK$1.43M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,465
−HK$198/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,067
+HK$404/mo
Deposit HK$955K · loan HK$1.43M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,080
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,300
−HK$224/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,981
+HK$457/mo
Deposit HK$836K · loan HK$1.55M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,876
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,087
−HK$215/mo
Today · 4.125%
HK$8,302
baseline
▲ 0.50% · 4.625%
HK$8,739
+HK$437/mo
Deposit HK$836K · loan HK$1.55M · min. income ≈ HK$16,604/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,624
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,861
−HK$241/mo
Today · 4.125%
HK$8,102
baseline
▲ 0.50% · 4.625%
HK$8,595
+HK$493/mo
Deposit HK$716K · loan HK$1.67M · min. income ≈ HK$16,204/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,482
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,709
−HK$231/mo
Today · 4.125%
HK$8,940
baseline
▲ 0.50% · 4.625%
HK$9,411
+HK$471/mo
Deposit HK$716K · loan HK$1.67M · min. income ≈ HK$17,880/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,169
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,423
−HK$258/mo
Today · 4.125%
HK$8,681
baseline
▲ 0.50% · 4.625%
HK$9,209
+HK$528/mo
Deposit HK$597K · loan HK$1.79M · min. income ≈ HK$17,362/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,088
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,332
−HK$247/mo
Today · 4.125%
HK$9,579
baseline
▲ 0.50% · 4.625%
HK$10,084
+HK$505/mo
Deposit HK$597K · loan HK$1.79M · min. income ≈ HK$19,158/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,714
−HK$546/mo
▼ 0.25% · 3.875%
HK$8,985
−HK$275/mo
Today · 4.125%
HK$9,260
baseline
▲ 0.50% · 4.625%
HK$9,823
+HK$563/mo
Deposit HK$478K · loan HK$1.91M · min. income ≈ HK$18,520/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,694
−HK$523/mo
▼ 0.25% · 3.875%
HK$9,954
−HK$263/mo
Today · 4.125%
HK$10,217
baseline
▲ 0.50% · 4.625%
HK$10,756
+HK$539/mo
Deposit HK$478K · loan HK$1.91M · min. income ≈ HK$20,434/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,258
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,546
−HK$293/mo
Today · 4.125%
HK$9,839
baseline
▲ 0.50% · 4.625%
HK$10,437
+HK$598/mo
Deposit HK$358K · loan HK$2.03M · min. income ≈ HK$19,678/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,300
−HK$556/mo
▼ 0.25% · 3.875%
HK$10,576
−HK$280/mo
Today · 4.125%
HK$10,856
baseline
▲ 0.50% · 4.625%
HK$11,428
+HK$572/mo
Deposit HK$358K · loan HK$2.03M · min. income ≈ HK$21,712/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,803
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,108
−HK$309/mo
Today · 4.125%
HK$10,417
baseline
▲ 0.50% · 4.625%
HK$11,051
+HK$634/mo
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$20,834/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,905
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,198
−HK$297/mo
Today · 4.125%
HK$11,495
baseline
▲ 0.50% · 4.625%
HK$12,100
+HK$605/mo
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$22,990/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).