▼ 0.50% · 3.625%
HK$3,885
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$123/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$118/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$276/mo
Deposit HK$767K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$130/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$767K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,808
−HK$147/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,256
+HK$301/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,326
−HK$141/mo
Today · 4.125%
HK$5,467
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$288/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,934/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$160/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$153/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$172/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$351/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,214
−HK$164/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$337/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,009
−HK$185/mo
Today · 4.125%
HK$6,194
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$376/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,388/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,484
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,658
−HK$176/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$360/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,410
−HK$197/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$7,009
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,101
−HK$189/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,674
+HK$384/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,811
−HK$208/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,447
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,348
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$200/mo
Today · 4.125%
HK$7,745
baseline
▲ 0.50% · 4.625%
HK$8,154
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,490/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,211
−HK$221/mo
Today · 4.125%
HK$7,432
baseline
▲ 0.50% · 4.625%
HK$7,885
+HK$453/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,864/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,781
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,989
−HK$212/mo
Today · 4.125%
HK$8,201
baseline
▲ 0.50% · 4.625%
HK$8,633
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,402/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).