▼ 0.50% · 3.625%
HK$14,666
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,122
−HK$463/mo
Today · 4.125%
HK$15,585
baseline
▲ 0.50% · 4.625%
HK$16,534
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,170/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,315
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,753
−HK$444/mo
Today · 4.125%
HK$17,197
baseline
▲ 0.50% · 4.625%
HK$18,103
+HK$906/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,394/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,132
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,634
−HK$510/mo
Today · 4.125%
HK$17,144
baseline
▲ 0.50% · 4.625%
HK$18,187
+HK$1,043/mo
Deposit HK$2.89M · loan HK$3.54M · min. income ≈ HK$34,288/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,947
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,428
−HK$489/mo
Today · 4.125%
HK$18,917
baseline
▲ 0.50% · 4.625%
HK$19,914
+HK$997/mo
Deposit HK$2.89M · loan HK$3.54M · min. income ≈ HK$37,834/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,599
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,146
−HK$556/mo
Today · 4.125%
HK$18,702
baseline
▲ 0.50% · 4.625%
HK$19,840
+HK$1,138/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,404/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,579
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,104
−HK$532/mo
Today · 4.125%
HK$20,636
baseline
▲ 0.50% · 4.625%
HK$21,724
+HK$1,088/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,272/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,065
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,659
−HK$602/mo
Today · 4.125%
HK$20,261
baseline
▲ 0.50% · 4.625%
HK$21,494
+HK$1,233/mo
Deposit HK$2.25M · loan HK$4.18M · min. income ≈ HK$40,522/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,210
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,779
−HK$577/mo
Today · 4.125%
HK$22,356
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,178/mo
Deposit HK$2.25M · loan HK$4.18M · min. income ≈ HK$44,712/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,532
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,171
−HK$649/mo
Today · 4.125%
HK$21,820
baseline
▲ 0.50% · 4.625%
HK$23,147
+HK$1,327/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,640/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,842
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,454
−HK$622/mo
Today · 4.125%
HK$24,076
baseline
▲ 0.50% · 4.625%
HK$25,345
+HK$1,269/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,152/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,683
−HK$695/mo
Today · 4.125%
HK$23,378
baseline
▲ 0.50% · 4.625%
HK$24,801
+HK$1,423/mo
Deposit HK$1.61M · loan HK$4.82M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,130
−HK$665/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,360/mo
Deposit HK$1.61M · loan HK$4.82M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,465
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,195
−HK$742/mo
Today · 4.125%
HK$24,937
baseline
▲ 0.50% · 4.625%
HK$26,454
+HK$1,517/mo
Deposit HK$1.29M · loan HK$5.15M · min. income ≈ HK$49,874/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$710/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$28,966
+HK$1,451/mo
Deposit HK$1.29M · loan HK$5.15M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,932
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,707
−HK$788/mo
Today · 4.125%
HK$26,495
baseline
▲ 0.50% · 4.625%
HK$28,107
+HK$1,612/mo
Deposit HK$965K · loan HK$5.47M · min. income ≈ HK$52,990/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,736
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,480
−HK$755/mo
Today · 4.125%
HK$29,235
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,541/mo
Deposit HK$965K · loan HK$5.47M · min. income ≈ HK$58,470/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,398
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,219
−HK$835/mo
Today · 4.125%
HK$28,054
baseline
▲ 0.50% · 4.625%
HK$29,761
+HK$1,707/mo
Deposit HK$643K · loan HK$5.79M · min. income ≈ HK$56,108/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,368
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,156
−HK$799/mo
Today · 4.125%
HK$30,955
baseline
▲ 0.50% · 4.625%
HK$32,586
+HK$1,631/mo
Deposit HK$643K · loan HK$5.79M · min. income ≈ HK$61,910/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$178,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).