▼ 0.50% · 3.625%
HK$16,129
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,631
−HK$509/mo
Today · 4.125%
HK$17,140
baseline
▲ 0.50% · 4.625%
HK$18,183
+HK$1,043/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,280/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,943
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,424
−HK$489/mo
Today · 4.125%
HK$18,913
baseline
▲ 0.50% · 4.625%
HK$19,909
+HK$996/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,826/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,742
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,294
−HK$560/mo
Today · 4.125%
HK$18,854
baseline
▲ 0.50% · 4.625%
HK$20,002
+HK$1,148/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,708/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,737
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,267
−HK$537/mo
Today · 4.125%
HK$20,804
baseline
▲ 0.50% · 4.625%
HK$21,900
+HK$1,096/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,608/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,355
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,957
−HK$611/mo
Today · 4.125%
HK$20,568
baseline
▲ 0.50% · 4.625%
HK$21,820
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,136/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,532
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,109
−HK$586/mo
Today · 4.125%
HK$22,695
baseline
▲ 0.50% · 4.625%
HK$23,891
+HK$1,196/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,390/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,967
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,620
−HK$662/mo
Today · 4.125%
HK$22,282
baseline
▲ 0.50% · 4.625%
HK$23,638
+HK$1,356/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$44,564/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,952
−HK$634/mo
Today · 4.125%
HK$24,586
baseline
▲ 0.50% · 4.625%
HK$25,882
+HK$1,296/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$49,172/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,580
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$713/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,460/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,120
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$684/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,193
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$764/mo
Today · 4.125%
HK$25,710
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,565/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,420/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,915
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$732/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$29,864
+HK$1,495/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,806
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,609
−HK$815/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$29,093
+HK$1,669/mo
Deposit HK$1.41M · loan HK$5.66M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,709
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,479
−HK$781/mo
Today · 4.125%
HK$30,260
baseline
▲ 0.50% · 4.625%
HK$31,855
+HK$1,595/mo
Deposit HK$1.41M · loan HK$5.66M · min. income ≈ HK$60,520/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,272
−HK$866/mo
Today · 4.125%
HK$29,138
baseline
▲ 0.50% · 4.625%
HK$30,911
+HK$1,773/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,276/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,503
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,321
−HK$830/mo
Today · 4.125%
HK$32,151
baseline
▲ 0.50% · 4.625%
HK$33,846
+HK$1,695/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,302/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,032
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$917/mo
Today · 4.125%
HK$30,852
baseline
▲ 0.50% · 4.625%
HK$32,730
+HK$1,878/mo
Deposit HK$707K · loan HK$6.37M · min. income ≈ HK$61,704/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,164
−HK$879/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$1,794/mo
Deposit HK$707K · loan HK$6.37M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,198 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).