▼ 0.50% · 3.625%
HK$22,253
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,945
−HK$703/mo
Today · 4.125%
HK$23,648
baseline
▲ 0.50% · 4.625%
HK$25,087
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,296/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,756
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,420
−HK$674/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,469
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,478
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$773/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,232
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,962
−HK$741/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,534
−HK$844/mo
Today · 4.125%
HK$28,378
baseline
▲ 0.50% · 4.625%
HK$30,105
+HK$1,727/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$56,756/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,707
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$808/mo
Today · 4.125%
HK$31,312
baseline
▲ 0.50% · 4.625%
HK$32,963
+HK$1,651/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$62,624/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,929
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,829
−HK$914/mo
Today · 4.125%
HK$30,743
baseline
▲ 0.50% · 4.625%
HK$32,614
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,486/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,183
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,046
−HK$876/mo
Today · 4.125%
HK$33,922
baseline
▲ 0.50% · 4.625%
HK$35,710
+HK$1,788/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,844/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,154
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,123
−HK$985/mo
Today · 4.125%
HK$33,108
baseline
▲ 0.50% · 4.625%
HK$35,122
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,216/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,659
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,588
−HK$943/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,379
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,418
−HK$1,055/mo
Today · 4.125%
HK$35,473
baseline
▲ 0.50% · 4.625%
HK$37,631
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,946/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,134
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,130
−HK$1,011/mo
Today · 4.125%
HK$39,141
baseline
▲ 0.50% · 4.625%
HK$41,204
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,282/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,605
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,712
−HK$1,125/mo
Today · 4.125%
HK$37,837
baseline
▲ 0.50% · 4.625%
HK$40,140
+HK$2,303/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,674/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,610
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,672
−HK$1,078/mo
Today · 4.125%
HK$41,750
baseline
▲ 0.50% · 4.625%
HK$43,951
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,500/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,830
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,007
−HK$1,195/mo
Today · 4.125%
HK$40,202
baseline
▲ 0.50% · 4.625%
HK$42,649
+HK$2,447/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,404/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,086
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,214
−HK$1,145/mo
Today · 4.125%
HK$44,359
baseline
▲ 0.50% · 4.625%
HK$46,698
+HK$2,339/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,718/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,055
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,301
−HK$1,266/mo
Today · 4.125%
HK$42,567
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,134/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,561
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,213/mo
Today · 4.125%
HK$46,969
baseline
▲ 0.50% · 4.625%
HK$49,444
+HK$2,475/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,938/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).