▼ 0.50% · 3.625%
HK$18,921
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,510
−HK$598/mo
Today · 4.125%
HK$20,108
baseline
▲ 0.50% · 4.625%
HK$21,332
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,216/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,050
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,615
−HK$572/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,814
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,461
−HK$658/mo
Today · 4.125%
HK$22,119
baseline
▲ 0.50% · 4.625%
HK$23,465
+HK$1,346/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,238/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,155
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,776
−HK$630/mo
Today · 4.125%
HK$24,406
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,812/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,706
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,412
−HK$718/mo
Today · 4.125%
HK$24,130
baseline
▲ 0.50% · 4.625%
HK$25,598
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,260/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,937
−HK$688/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,598
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$777/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,591/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$744/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,521/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,490
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,314
−HK$837/mo
Today · 4.125%
HK$28,151
baseline
▲ 0.50% · 4.625%
HK$29,864
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,302/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,470
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$802/mo
Today · 4.125%
HK$31,062
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,124/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,265
−HK$897/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,997
+HK$1,835/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,575
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$859/mo
Today · 4.125%
HK$33,281
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$1,754/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,562/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,274
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,216
−HK$957/mo
Today · 4.125%
HK$32,173
baseline
▲ 0.50% · 4.625%
HK$34,130
+HK$1,957/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,346/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,680
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$917/mo
Today · 4.125%
HK$35,500
baseline
▲ 0.50% · 4.625%
HK$37,371
+HK$1,871/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,000/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,167
−HK$1,017/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$36,264
+HK$2,080/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,785
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$973/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$39,706
+HK$1,988/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,059
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$1,076/mo
Today · 4.125%
HK$36,194
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$2,203/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,388/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,890
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,031/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,042
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,939 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).