▼ 0.50% · 3.625%
HK$21,983
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,666
−HK$695/mo
Today · 4.125%
HK$23,361
baseline
▲ 0.50% · 4.625%
HK$24,783
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,722/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,455
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$666/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,135
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,933
−HK$764/mo
Today · 4.125%
HK$25,697
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,901
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$732/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$29,849
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,200
−HK$833/mo
Today · 4.125%
HK$28,033
baseline
▲ 0.50% · 4.625%
HK$29,739
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,066/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,133
−HK$799/mo
Today · 4.125%
HK$30,932
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,864/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,577
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,466
−HK$903/mo
Today · 4.125%
HK$30,369
baseline
▲ 0.50% · 4.625%
HK$32,217
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,738/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,792
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,645
−HK$865/mo
Today · 4.125%
HK$33,510
baseline
▲ 0.50% · 4.625%
HK$35,276
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,020/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,776
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,733
−HK$972/mo
Today · 4.125%
HK$32,705
baseline
▲ 0.50% · 4.625%
HK$34,696
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,410/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,238
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$931/mo
Today · 4.125%
HK$36,087
baseline
▲ 0.50% · 4.625%
HK$37,989
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,174/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,974
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,000
−HK$1,042/mo
Today · 4.125%
HK$35,042
baseline
▲ 0.50% · 4.625%
HK$37,174
+HK$2,132/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,084/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,683
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,667
−HK$998/mo
Today · 4.125%
HK$38,665
baseline
▲ 0.50% · 4.625%
HK$40,703
+HK$2,038/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,330/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,172
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,266
−HK$1,112/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,652
+HK$2,274/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,178
−HK$1,065/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,417
+HK$2,174/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,370
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,533
−HK$1,181/mo
Today · 4.125%
HK$39,714
baseline
▲ 0.50% · 4.625%
HK$42,130
+HK$2,416/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,428/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,574
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,689
−HK$1,131/mo
Today · 4.125%
HK$43,820
baseline
▲ 0.50% · 4.625%
HK$46,130
+HK$2,310/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,640/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,569
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,251/mo
Today · 4.125%
HK$42,050
baseline
▲ 0.50% · 4.625%
HK$44,609
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,100/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,020
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,200
−HK$1,198/mo
Today · 4.125%
HK$46,398
baseline
▲ 0.50% · 4.625%
HK$48,844
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,796/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).