▼ 0.50% · 3.625%
HK$20,746
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,391
−HK$656/mo
Today · 4.125%
HK$22,047
baseline
▲ 0.50% · 4.625%
HK$23,388
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,094/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,080
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,699
−HK$627/mo
Today · 4.125%
HK$24,326
baseline
▲ 0.50% · 4.625%
HK$25,609
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,652/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,530
−HK$721/mo
Today · 4.125%
HK$24,251
baseline
▲ 0.50% · 4.625%
HK$25,727
+HK$1,476/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,502/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,387
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,068
−HK$691/mo
Today · 4.125%
HK$26,759
baseline
▲ 0.50% · 4.625%
HK$28,170
+HK$1,411/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,518/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$787/mo
Today · 4.125%
HK$26,456
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,912/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$754/mo
Today · 4.125%
HK$29,192
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,384/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,808
−HK$853/mo
Today · 4.125%
HK$28,661
baseline
▲ 0.50% · 4.625%
HK$30,405
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,322/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$816/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,291
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,948
−HK$917/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,744
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,178
−HK$879/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,119
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,087
−HK$983/mo
Today · 4.125%
HK$33,070
baseline
▲ 0.50% · 4.625%
HK$35,082
+HK$2,012/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,140/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,619
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,548
−HK$942/mo
Today · 4.125%
HK$36,490
baseline
▲ 0.50% · 4.625%
HK$38,413
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,980/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,193
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,226
−HK$1,049/mo
Today · 4.125%
HK$35,275
baseline
▲ 0.50% · 4.625%
HK$37,421
+HK$2,146/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,550/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,927
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,918
−HK$1,004/mo
Today · 4.125%
HK$38,922
baseline
▲ 0.50% · 4.625%
HK$40,974
+HK$2,052/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,844/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,268
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,365
−HK$1,115/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,760
+HK$2,280/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,235
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,287
−HK$1,068/mo
Today · 4.125%
HK$41,355
baseline
▲ 0.50% · 4.625%
HK$43,535
+HK$2,180/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,710/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,342
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,180/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,415/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,543
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,657
−HK$1,131/mo
Today · 4.125%
HK$43,788
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,576/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,803 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).