▼ 0.50% · 3.625%
HK$16,720
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,240
−HK$529/mo
Today · 4.125%
HK$17,769
baseline
▲ 0.50% · 4.625%
HK$18,850
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,538/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,601
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,100
−HK$506/mo
Today · 4.125%
HK$19,606
baseline
▲ 0.50% · 4.625%
HK$20,640
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,212/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,392
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,964
−HK$582/mo
Today · 4.125%
HK$19,546
baseline
▲ 0.50% · 4.625%
HK$20,735
+HK$1,189/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,092/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,461
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,010
−HK$557/mo
Today · 4.125%
HK$21,567
baseline
▲ 0.50% · 4.625%
HK$22,703
+HK$1,136/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,134/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,064
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,688
−HK$634/mo
Today · 4.125%
HK$21,322
baseline
▲ 0.50% · 4.625%
HK$22,620
+HK$1,298/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,644/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,321
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,920
−HK$607/mo
Today · 4.125%
HK$23,527
baseline
▲ 0.50% · 4.625%
HK$24,767
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,054/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,736
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,412
−HK$687/mo
Today · 4.125%
HK$23,099
baseline
▲ 0.50% · 4.625%
HK$24,505
+HK$1,406/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,198/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,830
−HK$658/mo
Today · 4.125%
HK$25,488
baseline
▲ 0.50% · 4.625%
HK$26,831
+HK$1,343/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$50,976/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,136
−HK$740/mo
Today · 4.125%
HK$24,876
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,514/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,752/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,042
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,740
−HK$708/mo
Today · 4.125%
HK$27,448
baseline
▲ 0.50% · 4.625%
HK$28,895
+HK$1,447/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,896/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$792/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,275
+HK$1,622/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$759/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,550/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,752
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$845/mo
Today · 4.125%
HK$28,430
baseline
▲ 0.50% · 4.625%
HK$30,160
+HK$1,730/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,860/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,762
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,560
−HK$810/mo
Today · 4.125%
HK$31,370
baseline
▲ 0.50% · 4.625%
HK$33,023
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,740/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,424
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,309
−HK$898/mo
Today · 4.125%
HK$30,207
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,838/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,414/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,622
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$860/mo
Today · 4.125%
HK$33,330
baseline
▲ 0.50% · 4.625%
HK$35,087
+HK$1,757/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,660/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,096
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$951/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,930
+HK$1,946/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$911/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$1,860/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).