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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.43M · min. income ≈ HK$23,508/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H
- Saleable Area
- 279 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-30 | HK$3.48M | +10.1% 3.0y · 3.0%/yr |
| 2017-10-27 | HK$3.16M | +68.1% 3.9y · 17.0%/yr |
| 2013-11-26 | HK$1.88M | +21.3% |
| 2012-09-12 | HK$1.55M | +127.9% |
| 2009-06-29 | HK$680K | +33.3% |
| 2005-08-17 | HK$510K | −27.1% |
| 1996-11-09 | HK$700K | — |