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At today's rate and a 90% mortgage, the deposit on this unit is about HK$258K, with repayments around HK$11,246/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$22,492/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- E
- Saleable Area
- 256 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-19 | HK$3.73M | +16.6% 3.0y · 6.0%/yr |
| 2018-01-17 | HK$3.20M | +276.5% 7.5y · 37.0%/yr |
| 2010-07-23 | HK$850K | +16.4% |
| 2009-11-13 | HK$730K | +25.9% |
| 2008-08-13 | HK$580K | +48.7% |
| 2004-04-01 | HK$390K | +8.3% |
| 2002-10-30 | HK$360K | +0.0% |
| 2002-08-07 | HK$360K | — |