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At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,619/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$266K · loan HK$2.40M · min. income ≈ HK$23,238/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 362 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-01 | HK$3.80M | +16.9% 3.0y · 6.0%/yr |
| 2019-09-25 | HK$3.25M | +16.1% 2.5y · 6.0%/yr |
| 2017-03-27 | HK$2.80M | +45.8% 4.1y · 11.0%/yr |
| 2013-02-07 | HK$1.92M | +92.0% |
| 2010-11-25 | HK$1.00M | +75.4% |
| 2009-03-06 | HK$570K | +5.6% |
| 2001-06-06 | HK$540K | −28.0% |
| 1996-12-19 | HK$750K | +8.7% |
| 1996-11-06 | HK$690K | — |