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At today's rate and a 90% mortgage, the deposit on this unit is about HK$257K, with repayments around HK$11,204/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$257K · loan HK$2.31M · min. income ≈ HK$22,408/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 256 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-03 | HK$2.90M | −26.4% 2.2y · −10.0%/yr |
| 2018-08-09 | HK$3.94M | +936.3% 13.9y · 68.0%/yr |
| 2004-09-17 | HK$380K | −63.5% |
| 1997-03-14 | HK$1.04M | +35.1% |
| 1997-02-28 | HK$770K | +30.5% |
| 1995-10-28 | HK$590K | — |