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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,716/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.42M · min. income ≈ HK$23,432/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- A
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 362 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-28 | HK$3.69M | +5.4% 3.2y · 2.0%/yr |
| 2017-08-30 | HK$3.50M | +23.7% 2.1y · 11.0%/yr |
| 2015-07-22 | HK$2.83M | +41.5% |
| 2014-02-26 | HK$2.00M | +52.7% |
| 2011-06-22 | HK$1.31M | +39.4% |
| 2010-09-16 | HK$940K | +6.8% |
| 1998-05-09 | HK$880K | +37.5% |
| 1996-07-29 | HK$640K | — |