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At today's rate and a 90% mortgage, the deposit on this unit is about HK$244K, with repayments around HK$10,640/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,280/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-On Ting Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 256 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-20 | HK$3.75M | +51.2% 2.3y · 23.0%/yr |
| 2017-02-27 | HK$2.48M | +43.4% 3.3y · 13.0%/yr |
| 2013-12-16 | HK$1.73M | +84.0% |
| 2011-02-16 | HK$940K | +5.6% |
| 2010-09-28 | HK$890K | +18.7% |
| 2010-08-02 | HK$750K | −19.4% |
| 1997-04-12 | HK$930K | — |