▼ 0.50% · 3.625%
HK$4,794
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$151/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$145/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$167/mo
Today · 4.125%
HK$5,604
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$341/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$11,208/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$160/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$326/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$182/mo
Today · 4.125%
HK$6,113
baseline
▲ 0.50% · 4.625%
HK$6,485
+HK$372/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$12,226/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,399
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,571
−HK$174/mo
Today · 4.125%
HK$6,745
baseline
▲ 0.50% · 4.625%
HK$7,101
+HK$356/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,425
−HK$197/mo
Today · 4.125%
HK$6,622
baseline
▲ 0.50% · 4.625%
HK$7,025
+HK$403/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$13,244/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$188/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,692
+HK$385/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,711
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$212/mo
Today · 4.125%
HK$7,132
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$434/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$14,264/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,466
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,666
−HK$203/mo
Today · 4.125%
HK$7,869
baseline
▲ 0.50% · 4.625%
HK$8,284
+HK$415/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$15,738/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,414
−HK$227/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$465/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,999
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,214
−HK$217/mo
Today · 4.125%
HK$8,431
baseline
▲ 0.50% · 4.625%
HK$8,876
+HK$445/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$16,862/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,670
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,908
−HK$243/mo
Today · 4.125%
HK$8,151
baseline
▲ 0.50% · 4.625%
HK$8,647
+HK$496/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,302/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,532
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,761
−HK$232/mo
Today · 4.125%
HK$8,993
baseline
▲ 0.50% · 4.625%
HK$9,467
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,986/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,149
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,402
−HK$258/mo
Today · 4.125%
HK$8,660
baseline
▲ 0.50% · 4.625%
HK$9,187
+HK$527/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$17,320/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,066
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,309
−HK$246/mo
Today · 4.125%
HK$9,555
baseline
▲ 0.50% · 4.625%
HK$10,059
+HK$504/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$19,110/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,628
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,897
−HK$272/mo
Today · 4.125%
HK$9,169
baseline
▲ 0.50% · 4.625%
HK$9,727
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,338/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,599
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,856
−HK$262/mo
Today · 4.125%
HK$10,118
baseline
▲ 0.50% · 4.625%
HK$10,651
+HK$533/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,236/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).