▼ 0.50% · 3.625%
HK$4,603
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$146/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$297/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$139/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$285/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$160/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$327/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$153/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,250
+HK$313/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$175/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,310
−HK$167/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$189/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$387/mo
Deposit HK$707K · loan HK$1.31M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,836
−HK$181/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$370/mo
Deposit HK$707K · loan HK$1.31M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,444
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,645
−HK$203/mo
Today · 4.125%
HK$6,848
baseline
▲ 0.50% · 4.625%
HK$7,265
+HK$417/mo
Deposit HK$606K · loan HK$1.41M · min. income ≈ HK$13,696/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,169
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,361
−HK$195/mo
Today · 4.125%
HK$7,556
baseline
▲ 0.50% · 4.625%
HK$7,955
+HK$399/mo
Deposit HK$606K · loan HK$1.41M · min. income ≈ HK$15,112/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,904
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$218/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$447/mo
Deposit HK$505K · loan HK$1.51M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,681
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,887
−HK$209/mo
Today · 4.125%
HK$8,096
baseline
▲ 0.50% · 4.625%
HK$8,523
+HK$427/mo
Deposit HK$505K · loan HK$1.51M · min. income ≈ HK$16,192/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,365
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,594
−HK$233/mo
Today · 4.125%
HK$7,827
baseline
▲ 0.50% · 4.625%
HK$8,303
+HK$476/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$15,654/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,193
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,413
−HK$223/mo
Today · 4.125%
HK$8,636
baseline
▲ 0.50% · 4.625%
HK$9,091
+HK$455/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$17,272/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,825
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,068
−HK$248/mo
Today · 4.125%
HK$8,316
baseline
▲ 0.50% · 4.625%
HK$8,822
+HK$506/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$16,632/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,705
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,939
−HK$237/mo
Today · 4.125%
HK$9,176
baseline
▲ 0.50% · 4.625%
HK$9,659
+HK$483/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$18,352/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,285
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,543
−HK$262/mo
Today · 4.125%
HK$8,805
baseline
▲ 0.50% · 4.625%
HK$9,341
+HK$536/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,610/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,217
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,465
−HK$250/mo
Today · 4.125%
HK$9,715
baseline
▲ 0.50% · 4.625%
HK$10,227
+HK$512/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$19,430/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).