▼ 0.50% · 3.625%
HK$4,600
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$145/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,186
+HK$298/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$140/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$284/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$160/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$327/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$153/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,246
+HK$313/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$175/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$167/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$189/mo
Today · 4.125%
HK$6,355
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$386/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$12,710/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,652
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$181/mo
Today · 4.125%
HK$7,012
baseline
▲ 0.50% · 4.625%
HK$7,381
+HK$369/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$14,024/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,440
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,640
−HK$203/mo
Today · 4.125%
HK$6,843
baseline
▲ 0.50% · 4.625%
HK$7,260
+HK$417/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$13,686/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,164
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,356
−HK$195/mo
Today · 4.125%
HK$7,551
baseline
▲ 0.50% · 4.625%
HK$7,949
+HK$398/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$15,102/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,899
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$218/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$446/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,676
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,881
−HK$209/mo
Today · 4.125%
HK$8,090
baseline
▲ 0.50% · 4.625%
HK$8,517
+HK$427/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$16,180/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,359
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,588
−HK$233/mo
Today · 4.125%
HK$7,821
baseline
▲ 0.50% · 4.625%
HK$8,297
+HK$476/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$15,642/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,187
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,407
−HK$223/mo
Today · 4.125%
HK$8,630
baseline
▲ 0.50% · 4.625%
HK$9,085
+HK$455/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$17,260/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,819
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,063
−HK$247/mo
Today · 4.125%
HK$8,310
baseline
▲ 0.50% · 4.625%
HK$8,815
+HK$505/mo
Deposit HK$303K · loan HK$1.71M · min. income ≈ HK$16,620/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,699
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,932
−HK$237/mo
Today · 4.125%
HK$9,169
baseline
▲ 0.50% · 4.625%
HK$9,652
+HK$483/mo
Deposit HK$303K · loan HK$1.71M · min. income ≈ HK$18,338/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,279
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,537
−HK$262/mo
Today · 4.125%
HK$8,799
baseline
▲ 0.50% · 4.625%
HK$9,334
+HK$535/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,598/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,211
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,458
−HK$250/mo
Today · 4.125%
HK$9,708
baseline
▲ 0.50% · 4.625%
HK$10,220
+HK$512/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$19,416/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).