▼ 0.50% · 3.625%
HK$7,288
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,514
−HK$231/mo
Today · 4.125%
HK$7,745
baseline
▲ 0.50% · 4.625%
HK$8,216
+HK$471/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$15,490/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,108
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,325
−HK$221/mo
Today · 4.125%
HK$8,546
baseline
▲ 0.50% · 4.625%
HK$8,996
+HK$450/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$17,092/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,016
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,266
−HK$253/mo
Today · 4.125%
HK$8,519
baseline
▲ 0.50% · 4.625%
HK$9,038
+HK$519/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$17,038/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,918
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,157
−HK$243/mo
Today · 4.125%
HK$9,400
baseline
▲ 0.50% · 4.625%
HK$9,896
+HK$496/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$18,800/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,745
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,017
−HK$277/mo
Today · 4.125%
HK$9,294
baseline
▲ 0.50% · 4.625%
HK$9,859
+HK$565/mo
Deposit HK$1.28M · loan HK$1.92M · min. income ≈ HK$18,588/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,729
−HK$526/mo
▼ 0.25% · 3.875%
HK$9,990
−HK$265/mo
Today · 4.125%
HK$10,255
baseline
▲ 0.50% · 4.625%
HK$10,795
+HK$540/mo
Deposit HK$1.28M · loan HK$1.92M · min. income ≈ HK$20,510/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,474
−HK$594/mo
▼ 0.25% · 3.875%
HK$9,769
−HK$299/mo
Today · 4.125%
HK$10,068
baseline
▲ 0.50% · 4.625%
HK$10,681
+HK$613/mo
Deposit HK$1.12M · loan HK$2.08M · min. income ≈ HK$20,136/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,540
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,822
−HK$287/mo
Today · 4.125%
HK$11,109
baseline
▲ 0.50% · 4.625%
HK$11,695
+HK$586/mo
Deposit HK$1.12M · loan HK$2.08M · min. income ≈ HK$22,218/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,203
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,520
−HK$323/mo
Today · 4.125%
HK$10,843
baseline
▲ 0.50% · 4.625%
HK$11,502
+HK$659/mo
Deposit HK$959K · loan HK$2.24M · min. income ≈ HK$21,686/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,351
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,655
−HK$309/mo
Today · 4.125%
HK$11,964
baseline
▲ 0.50% · 4.625%
HK$12,594
+HK$630/mo
Deposit HK$959K · loan HK$2.24M · min. income ≈ HK$23,928/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,932
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,272
−HK$345/mo
Today · 4.125%
HK$11,617
baseline
▲ 0.50% · 4.625%
HK$12,324
+HK$707/mo
Deposit HK$799K · loan HK$2.40M · min. income ≈ HK$23,234/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,161
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,487
−HK$331/mo
Today · 4.125%
HK$12,818
baseline
▲ 0.50% · 4.625%
HK$13,494
+HK$676/mo
Deposit HK$799K · loan HK$2.40M · min. income ≈ HK$25,636/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,660
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,023
−HK$369/mo
Today · 4.125%
HK$12,392
baseline
▲ 0.50% · 4.625%
HK$13,146
+HK$754/mo
Deposit HK$639K · loan HK$2.56M · min. income ≈ HK$24,784/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,972
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,320
−HK$353/mo
Today · 4.125%
HK$13,673
baseline
▲ 0.50% · 4.625%
HK$14,394
+HK$721/mo
Deposit HK$639K · loan HK$2.56M · min. income ≈ HK$27,346/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,389
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,774
−HK$392/mo
Today · 4.125%
HK$13,166
baseline
▲ 0.50% · 4.625%
HK$13,967
+HK$801/mo
Deposit HK$479K · loan HK$2.72M · min. income ≈ HK$26,332/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,783
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,152
−HK$375/mo
Today · 4.125%
HK$14,527
baseline
▲ 0.50% · 4.625%
HK$15,293
+HK$766/mo
Deposit HK$479K · loan HK$2.72M · min. income ≈ HK$29,054/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,118
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,526
−HK$414/mo
Today · 4.125%
HK$13,940
baseline
▲ 0.50% · 4.625%
HK$14,789
+HK$849/mo
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,880/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,594
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,985
−HK$397/mo
Today · 4.125%
HK$15,382
baseline
▲ 0.50% · 4.625%
HK$16,193
+HK$811/mo
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$30,764/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).