▼ 0.50% · 3.625%
HK$4,783
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$151/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$144/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$166/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$340/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$159/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,494
+HK$325/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$181/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$372/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$174/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$355/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$197/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$7,010
+HK$402/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$188/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$384/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$212/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,549
+HK$433/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,449
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,649
−HK$203/mo
Today · 4.125%
HK$7,852
baseline
▲ 0.50% · 4.625%
HK$8,266
+HK$414/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$15,704/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,174
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,398
−HK$226/mo
Today · 4.125%
HK$7,624
baseline
▲ 0.50% · 4.625%
HK$8,088
+HK$464/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$15,248/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,981
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,195
−HK$218/mo
Today · 4.125%
HK$8,413
baseline
▲ 0.50% · 4.625%
HK$8,856
+HK$443/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$16,826/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,653
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,891
−HK$242/mo
Today · 4.125%
HK$8,133
baseline
▲ 0.50% · 4.625%
HK$8,627
+HK$494/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,266/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,513
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,742
−HK$231/mo
Today · 4.125%
HK$8,973
baseline
▲ 0.50% · 4.625%
HK$9,446
+HK$473/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,946/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,131
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,384
−HK$257/mo
Today · 4.125%
HK$8,641
baseline
▲ 0.50% · 4.625%
HK$9,167
+HK$526/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,282/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,046
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,288
−HK$246/mo
Today · 4.125%
HK$9,534
baseline
▲ 0.50% · 4.625%
HK$10,037
+HK$503/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,068/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,609
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,877
−HK$272/mo
Today · 4.125%
HK$9,149
baseline
▲ 0.50% · 4.625%
HK$9,706
+HK$557/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,298/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,578
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,835
−HK$260/mo
Today · 4.125%
HK$10,095
baseline
▲ 0.50% · 4.625%
HK$10,627
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,190/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).