▼ 0.50% · 3.625%
HK$4,764
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$151/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$308/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$144/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,881
+HK$295/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,240
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$166/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$339/mo
Deposit HK$940K · loan HK$1.15M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,830
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$159/mo
Today · 4.125%
HK$6,145
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$324/mo
Deposit HK$940K · loan HK$1.15M · min. income ≈ HK$12,290/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$180/mo
Today · 4.125%
HK$6,075
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$370/mo
Deposit HK$836K · loan HK$1.25M · min. income ≈ HK$12,150/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,530
−HK$173/mo
Today · 4.125%
HK$6,703
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$354/mo
Deposit HK$836K · loan HK$1.25M · min. income ≈ HK$13,406/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,193
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$196/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$400/mo
Deposit HK$731K · loan HK$1.36M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,890
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,075
−HK$187/mo
Today · 4.125%
HK$7,262
baseline
▲ 0.50% · 4.625%
HK$7,645
+HK$383/mo
Deposit HK$731K · loan HK$1.36M · min. income ≈ HK$14,524/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,670
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$211/mo
Today · 4.125%
HK$7,088
baseline
▲ 0.50% · 4.625%
HK$7,519
+HK$431/mo
Deposit HK$627K · loan HK$1.46M · min. income ≈ HK$14,176/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,420
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,619
−HK$202/mo
Today · 4.125%
HK$7,821
baseline
▲ 0.50% · 4.625%
HK$8,233
+HK$412/mo
Deposit HK$627K · loan HK$1.46M · min. income ≈ HK$15,642/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,146
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$226/mo
Today · 4.125%
HK$7,594
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$462/mo
Deposit HK$522K · loan HK$1.57M · min. income ≈ HK$15,188/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,950
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,163
−HK$216/mo
Today · 4.125%
HK$8,379
baseline
▲ 0.50% · 4.625%
HK$8,821
+HK$442/mo
Deposit HK$522K · loan HK$1.57M · min. income ≈ HK$16,758/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,622
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,859
−HK$241/mo
Today · 4.125%
HK$8,100
baseline
▲ 0.50% · 4.625%
HK$8,593
+HK$493/mo
Deposit HK$418K · loan HK$1.67M · min. income ≈ HK$16,200/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,480
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,707
−HK$231/mo
Today · 4.125%
HK$8,938
baseline
▲ 0.50% · 4.625%
HK$9,409
+HK$471/mo
Deposit HK$418K · loan HK$1.67M · min. income ≈ HK$17,876/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,099
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,351
−HK$256/mo
Today · 4.125%
HK$8,607
baseline
▲ 0.50% · 4.625%
HK$9,130
+HK$523/mo
Deposit HK$313K · loan HK$1.78M · min. income ≈ HK$17,214/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,010
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,251
−HK$246/mo
Today · 4.125%
HK$9,497
baseline
▲ 0.50% · 4.625%
HK$9,997
+HK$500/mo
Deposit HK$313K · loan HK$1.78M · min. income ≈ HK$18,994/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,575
−HK$538/mo
▼ 0.25% · 3.875%
HK$8,842
−HK$271/mo
Today · 4.125%
HK$9,113
baseline
▲ 0.50% · 4.625%
HK$9,667
+HK$554/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$18,226/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,540
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,796
−HK$259/mo
Today · 4.125%
HK$10,055
baseline
▲ 0.50% · 4.625%
HK$10,585
+HK$530/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$20,110/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).