▼ 0.50% · 3.625%
HK$15,245
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,719
−HK$482/mo
Today · 4.125%
HK$16,201
baseline
▲ 0.50% · 4.625%
HK$17,187
+HK$986/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,402/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,960
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,415
−HK$461/mo
Today · 4.125%
HK$17,876
baseline
▲ 0.50% · 4.625%
HK$18,818
+HK$942/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,752/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,769
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,291
−HK$530/mo
Today · 4.125%
HK$17,821
baseline
▲ 0.50% · 4.625%
HK$18,905
+HK$1,084/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$35,642/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,656
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,156
−HK$508/mo
Today · 4.125%
HK$19,664
baseline
▲ 0.50% · 4.625%
HK$20,700
+HK$1,036/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$39,328/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,294
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,863
−HK$578/mo
Today · 4.125%
HK$19,441
baseline
▲ 0.50% · 4.625%
HK$20,624
+HK$1,183/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,882/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,352
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,897
−HK$554/mo
Today · 4.125%
HK$21,451
baseline
▲ 0.50% · 4.625%
HK$22,582
+HK$1,131/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,902/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,818
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,435
−HK$626/mo
Today · 4.125%
HK$21,061
baseline
▲ 0.50% · 4.625%
HK$22,343
+HK$1,282/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$42,122/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,048
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,639
−HK$600/mo
Today · 4.125%
HK$23,239
baseline
▲ 0.50% · 4.625%
HK$24,464
+HK$1,225/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$46,478/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,343
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,007
−HK$674/mo
Today · 4.125%
HK$22,681
baseline
▲ 0.50% · 4.625%
HK$24,061
+HK$1,380/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$45,362/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,380
−HK$646/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,346
+HK$1,320/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,867
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,578
−HK$723/mo
Today · 4.125%
HK$24,301
baseline
▲ 0.50% · 4.625%
HK$25,780
+HK$1,479/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$48,602/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,440
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$692/mo
Today · 4.125%
HK$26,814
baseline
▲ 0.50% · 4.625%
HK$28,227
+HK$1,413/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$53,628/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,392
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,150
−HK$771/mo
Today · 4.125%
HK$25,921
baseline
▲ 0.50% · 4.625%
HK$27,498
+HK$1,577/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$51,842/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,135
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$739/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,109
+HK$1,507/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,916
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,722
−HK$819/mo
Today · 4.125%
HK$27,541
baseline
▲ 0.50% · 4.625%
HK$29,217
+HK$1,676/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$55,082/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,831
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,605
−HK$784/mo
Today · 4.125%
HK$30,389
baseline
▲ 0.50% · 4.625%
HK$31,991
+HK$1,602/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$60,778/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,294
−HK$867/mo
Today · 4.125%
HK$29,161
baseline
▲ 0.50% · 4.625%
HK$30,936
+HK$1,775/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$58,322/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,527
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,346
−HK$831/mo
Today · 4.125%
HK$32,177
baseline
▲ 0.50% · 4.625%
HK$33,873
+HK$1,696/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$64,354/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,567 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).