▼ 0.50% · 3.625%
HK$15,203
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,675
−HK$481/mo
Today · 4.125%
HK$16,156
baseline
▲ 0.50% · 4.625%
HK$17,139
+HK$983/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,312/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,913
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,366
−HK$460/mo
Today · 4.125%
HK$17,826
baseline
▲ 0.50% · 4.625%
HK$18,766
+HK$940/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,652/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,723
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,243
−HK$528/mo
Today · 4.125%
HK$17,771
baseline
▲ 0.50% · 4.625%
HK$18,853
+HK$1,082/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,542/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,604
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,103
−HK$506/mo
Today · 4.125%
HK$19,609
baseline
▲ 0.50% · 4.625%
HK$20,643
+HK$1,034/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,218/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,243
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,810
−HK$577/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,567
+HK$1,180/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,295
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$553/mo
Today · 4.125%
HK$21,392
baseline
▲ 0.50% · 4.625%
HK$22,519
+HK$1,127/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,784/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,763
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,378
−HK$625/mo
Today · 4.125%
HK$21,003
baseline
▲ 0.50% · 4.625%
HK$22,281
+HK$1,278/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$42,006/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,986
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,576
−HK$598/mo
Today · 4.125%
HK$23,174
baseline
▲ 0.50% · 4.625%
HK$24,396
+HK$1,222/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,348/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,284
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,946
−HK$672/mo
Today · 4.125%
HK$22,618
baseline
▲ 0.50% · 4.625%
HK$23,994
+HK$1,376/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,236/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,678
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,313
−HK$644/mo
Today · 4.125%
HK$24,957
baseline
▲ 0.50% · 4.625%
HK$26,272
+HK$1,315/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,914/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,513
−HK$721/mo
Today · 4.125%
HK$24,234
baseline
▲ 0.50% · 4.625%
HK$25,708
+HK$1,474/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,468/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,369
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,049
−HK$691/mo
Today · 4.125%
HK$26,740
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,409/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,480/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,324
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,081
−HK$768/mo
Today · 4.125%
HK$25,849
baseline
▲ 0.50% · 4.625%
HK$27,422
+HK$1,573/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,698/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,060
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$736/mo
Today · 4.125%
HK$28,522
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,504/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$57,044/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,844
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$817/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$29,136
+HK$1,671/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,752
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,523
−HK$782/mo
Today · 4.125%
HK$30,305
baseline
▲ 0.50% · 4.625%
HK$31,902
+HK$1,597/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$60,610/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$865/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,850
+HK$1,769/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,443
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,259
−HK$829/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$33,779
+HK$1,691/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).