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At today's rate and a 90% mortgage, the deposit on this unit is about HK$622K, with repayments around HK$27,111/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$622K · loan HK$5.59M · min. income ≈ HK$54,222/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- D
- Saleable Area
- 398 Saleable ft²
- Gross Area
- 532 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-14 | HK$7.74M | +51.7% 3.4y · 15.0%/yr |
| 2016-01-07 | HK$5.10M | +142.9% 6.7y · 21.0%/yr |
| 2009-04-06 | HK$2.10M | −5.4% |
| 2005-06-28 | HK$2.22M | +31.4% |
| 2003-05-28 | HK$1.69M | −9.1% |
| 2000-07-27 | HK$1.86M | −10.6% |
| 2000-07-13 | HK$2.08M | — |